11 Car Buying Tips To Get The Best New Car Price

11 car-buying tips to get the best new car priceOver the years I’ve learned many car buying tips and tricks from various friends and relatives as well as from my own online and offline research. I have been buying vehicles for about 18 years and these tips can and do work very well. Some are easier to use then others, but if it means saving a few hundred or thousands of dollars, it’s worth it!

Buying a new car isn’t like buying a pair of jeans; you’re spending a huge amount of money. Of course if you’re buying a $500 used car that looks like “The Old Jalopy” from the Archie comics, then you won’t have much to negotiate on.

Keep in mind, I have only used these car buying tips at actual dealerships. Buying privately is different and you don’t have as many techniques to work with, and cars sold privately are always sold as is. I personally have never bought a vehicle privately.

11 Car Buying Tips You Can Use At Any Dealership:

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US Bank Account Comparison For Canadians

US bank account comparison for CanadiansIf you have to deal with US currency on a semi-regular basis, then you know how quickly currency conversion costs can eat into your money! Your credit card charges you at least 2.5% off the top whenever you make a purchase in US dollars and the banks typically charge even more than that for buying US currency unless it is a large volume transaction. Worse still, if you ever get paid in US dollars, then you can wind up converting money to Canadian dollars when you receive payment and then BACK into US dollars when making a USD purchase. You are also at the mercy of ever-fluctuating exchange rates if you don’t have a US dollar bank account.

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Running this website, I do occasionally receive advertising or affiliate payments in USD so I frequently find myself in costly currency conversion situations and it’s starting to get really expensive. I always knew US dollar bank accounts were out there and I had done some preliminary research surrounding them, but I’m getting much more serious about it these days and I plan to open a US bank account at a Canadian bank very soon to reduce these currency exchange costs.

How A US Dollar Bank Account Reduces Currency Exchange Costs

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Using The MBNA Alaska Airlines Mastercard To Earn Nearly Free Flights Fast

flying for freeA few weeks back, I mentioned booking a pair of flights to Los Angeles for my wife and I using rewards points as a way to save money on our vacation. At the time, I indicated I would follow up with more details on exactly how we did it and, although it took a little longer than expected, here are said details:

What Would These Flights Normally Cost?

Before I go into all the details about the rewards points, you should first know the stakes. How much exactly would the flights have cost us if we were to have booked them through regular means without spending many hours hunting down a once in a lifetime seat sale?

Well, seeing as this is pretty much a coast to coast flight across North America, these tickets do not come cheap. Comparable seats were going for $856.50 per person including all taxes and fees. For both of us, that works out to be $1713.00 – clearly a lot of money!

How Much Money Did We Save By Using Airline Miles?

Most people know that booking reward flights is not 100% free. There are always taxes, fees, and the odd surcharge that has to be paid on top of the actual fare for the ticket. Also, when dealing with rewards points, there may be some costs associated with obtaining the rewards. I’m not talking about spending money you would have spent anyway to earn rewards on your credit card, but instead additional costs associated with obtaining the reward miles or points.

In this particular instance, I calculated the final cost of our flights including all taxes, fees, surcharges, and rewards acquisition costs to be $323.76, which is a savings of 81.2%.

What Steps Were Taken To Make These Cheap Flights Possible?

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ACT NOW! The Best Deal On Winter Tires You Will Ever Find!

actnowthebestdealsonwintertiresyouwilleverfind.jpgUpdate: This deal is still ongoing. I have added a new 15% off coupon (AJGN738) to replace the one that expired. I also added a comment indicating that I received my four General Altimax Arctic tires on October 14th just as expected without any additional fees to pay. Some sizes may be sold out or on back order, but you should definitely still try to get in on this deal!

If you’ve read my other post on Cross Border Shopping you would know that I tend to buy my tires from the United States at and have them shipped to the border where I pick them up later. The reason I do that is they are often up to 50% cheaper in the US. However, paying the shipping, duty, and brokerage fees to have them shipped directly to Canada is so expensive that all the savings are usually lost.

Well, today I discovered an amazing deal on winter tires in the RedFlagDeals hot deals forum at It includes shipping directly to my house for practically no cost and you pay no taxes or brokerage fees whatsoever – not even GST, PST, or HST!!! The tires are still heavily discounted off the prices you will find here in Canada, so you end up with a smoking hot deal on tires that you may never see again!

The Tires

Although you can buy any tires that you want with this deal, the tires I am talking about specifically are the General Altimax Arctics (see them @ TireRack). Previous to today, I have actually done a ton of research into winter tires and you should know that these are the number 1 ranked tire giving you the best snow and ice performance at the lowest possible price. If you look at the Tirerack customer survey results for all of the winter tires that they carry, they rank 1st in the Light Snow Traction, Deep Snow Traction, and Would Buy Again? categories. They rank 2nd in the Ice Traction and Hydroplaning Resistance categories.

As far as I’m concerned, those are the most important categories when choosing winter tires and these tires dominated in all of them. The number of competitors wasn’t small either with a total field of 23 different tires being rated. Not only that, but I have also read about these tires on several car forums and looked at tire benchmarking tests done by as well and they are always recommended very highly!

How Much Can You Save?

The exact amount you will save is going to vary on a case by case basis, because the car you drive and the size of the tire you need are big factors. However, I can share with you how much I saved! Keep reading » about ACT NOW! The Best Deal On Winter Tires You Will Ever Find!

Earn Thousands Of Dollars In Credit Card Rewards

Earn thousands of dollars in credit card rewardsHave you ever wondered what the best credit card available in Canada is? Should you choose one with an annual fee or not? Are travel rewards credit cards worth the hassle, or should you just stick to a simple cash back credit card? Is signing up for a credit card even a good idea at all? These are all very good questions and, with the number of credit cards available in the Canadian marketplace today, making the right choice can seem nearly impossible.

With people like you in mind who are overwhelmed with the choices and not sure if it is even possible to determine “the best” credit card, we have put together a complete credit card guide that seeks to answer almost any question you might have in regards to credit cards. Not only that, but we have done a thorough analysis of the best credit cards on the market and come up with our own custom scoring system for comparing them in an objective manner. It takes many important factors into consideration such as the return a typical person can get on their credit card spending, the maximum return you can possibly achieve if you do everything just right, how flexible the credit card rewards are, and the quality of the insurance package that comes with the card.

It is actually our belief that every person who can qualify for a rewards credit card should be using one for every possible purchase that they make, so long as you are able to pay the balance in full every month! Unfortunately, not all people can handle the responsibility of having a credit card and when using one they find themselves overspending and getting deep in debt by spending money they don’t have. But, if you are a responsible spender or saver and you aren’t using a credit card, then you are leaving a lot of money on the table that would otherwise be in your pocket!

How Much Can You Really Earn With Credit Cards?

So all of this sounds nice, but when it comes right down to it, how much can you really earn with credit card rewards? Keep reading » about Earn Thousands Of Dollars In Credit Card Rewards