Travel

14 Ways to Save Money on Car Insurance

14 ways to save on car insurance

When it comes to car insurance…

Are you paying more than you should?

Many people know the obvious ways to save, like shopping around for the best price or comparing quotes online. But...

Did you know you could save money by:

Want to trim your car insurance costs?

Here are 14 ideas to get you started:

1. Shorten Your Commute

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5 Ways to Save Money on Airport Parking and Transit

5 ways to save money on airport parking and transit

Travel costs can fly high - even on the very first day of your long-awaited vacation.

The one thing that’s often overlooked?

It’s the cost of going between house, airport and hotel.

Paying for parking at the airport adds up after a few days. And yes - it can be expensive. But then again…

I live on the opposite end of the city from the airport so a cab ride is heavy on the wallet as well. When I travel, this is one of the aspects of a trip that requires me to plan ahead.

One strategy I use is to try to stay at hotels that offer a complimentary airport shuttle when we arrive in our destination. But this solution may not be for everyone.

So what are other alternatives?

Consider these 5 ideas...

1) Car Rentals

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Intro To Points And Miles For Travel Hacker Wannabes

Last updated: February 15, 2019

Intro to points and miles for travel hacking

Travel hacking is like some sort of mystical promised land flowing with milk and honey…

It portrays a life spent floating in first class suites in the sky, free gourmet food and drinks galore, and unlimited hotel upgrades to fancy hotel rooms complete with turn down service and a chocolate on your pillow every night - all practically free - *sigh*...

The truth is, achieving all of that is a lot of work and requires jumping through all kinds of hoops. Many beginners get put off by the crazy language barrier (hello acronyms!), the insane points strategies, and the attention to detail it takes to pull it all off.

The upside is you CAN start small and work your way up.

This guide will ease you into the points and miles game. You'll learn to earn miles faster and redeem them smarter so you can jet off on your next vacation much sooner than you ever thought possible. Keep reading » about Intro To Points And Miles For Travel Hacker Wannabes

Quebec City Vacation and 5 Simple Budget Travel Tips

Quebec city vacation and some budget travel tipsWhat is your favourite vacation memory?

I was 17 when I traveled on my own the very first time.

From Atlantic Canada, I flew to Vienna, Austria to visit one of my aunties, at her invitation, for one month. How could I refuse?

My auntie showed me around Vienna, a place she has called home for more than 30 years now…

We strolled around the heart of Vienna, Stephansplatz...Before she took me up the tower of the great St. Stephen's Cathedral.

She brought me inside the stunning Schonbrun Palace. And then, if Vienna wasn't enough…

She even took me to Salzburg, where I thought I died and went to heaven. It was that breathtaking.

Now my auntie works as a registered nurse in a palliative unit for as long as she’s lived in Vienna. She probably had enough vacation days to take a month off if she wanted to. But there was no need for her to do that. I didn't need any hand-holding for a month...

After about a week, I was ready to explore Vienna on my own. Their public transportation wasn't tough to crack.

In Vienna, at 17, my love for travelling was borne.

Vacation Budget Travels

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6 Alternatives to Owning a Car

6 alternatives to owning a carThis is no stunning revelation. But vehicles cost a lot of money to maintain.

Things like insurance, fuel, parking, tires, maintenance and repairs can add up at an accelerated rate.

One way to keep your monthly costs low is to find an alternative to owning a vehicle.

When I was in university I owned a vehicle but only had it insured during the summer months. This meant I didn’t have to pay for vehicle costs for about 8 months of the year and was able to save big.

At that time I had no choice - I was a student with little to no income, so I had to cut costs where I could. Even today, after graduating, I still try to drive as little as possible as I know vehicles can be expensive, especially with the rising cost of fuel.

Mr. Money Mustache, a Canadian-born engineer who retired at 30 and now lives in the United States, explains that vehicles are costly for most of us and advocates using a vehicle as little as possible.

6 Alternatives To Cut Your Costs

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The Best Use Of Petro Points

The best use of Petro points

Petro-Canada offers the Petro-Points loyalty program. Members can collect points and exchange them for fuel, car repair and store purchases at any of the 1,500 Suncor branded gas stations.

There is no annual membership fee associated with the Petro-Points program. Sign up at a station to receive a card immediately. Signing up online gives the option to print a temporary card until one arrives in the mail. In each instance, an online account will need to be created and the card number registered. Rewards are redeemed using the online account.

Here’s everything you need to know about collecting Petro-points with Petro-Canada.

Earning Petro-Points

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Saving Money On Currency Conversion

Saving money on currency conversionsTravel can be expensive and one of the extra costs is currency conversion. When you pay for purchases in a foreign currency there is almost always an extra cost involved. If you are travelling for a long time or spend a lot of money when travelling, your costs can be significant. Whenever I travel I always try to think ahead about how I can save costs on converting my money. I tend to avoid converting cash at the big banks because they are usually more money and I avoid converting currency at an airport because it’s the most expensive option.

Cheapest Exchange Options

Here is a quick guide to the cheapest ways to convert cash (beginning with the cheapest and ending with the most expensive option). Keep reading » about Saving Money On Currency Conversion

The Best Bang For Your Esso Extra Points

The best bang for Esso Extra pointsEsso Extra is a loyalty program offered by Esso, one of the largest gas retailers in Canada. It offers everyday rewards like car washes, gift cards and fuel to entice drivers to fill up at one of the 1,700 Imperial Oil branded gas stations.

The Esso Extra program is free to join and there are no annual membership fees. You can join online or become a member at any station with your name, a valid email and Canadian address. Once the Esso Extra card has been received, you will need to create an online account to register the card number. The online account is also used for redeeming rewards.

With the current price of regular running about $1.05/L, an average Canadian family that drives 20,000 KM/year in a vehicle with a combined city/hwy fuel economy of 9L/100 KM would pay $1,890 for a year’s worth of fuel. How many points would be accumulated and what would be the best way to use those points? Here’s what you need to know.

Earning Esso Extra Points

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How To Score Cheap Hotels On Priceline (The Ultimate Guide + Video)

How to score cheap hotels on PricelineI’m going to show you exactly how to get the best possible hotel deal on Priceline resulting in savings of up to 70% off a hotel’s published rate. No joke, if you want proof you can check out my list of previous cheap hotel scores.

I’m going to walk you through it step by step giving you tons of extra information most guides don’t cover and to top it off I’m going to show you a video of me doing it myself so you can be 100% confident when you do it.

Sound good?

But first, I want you to know exactly what you’re getting into by giving you the pros and cons of bidding on hotels. Also, if you aren’t familiar with Priceline and what hotel bidding is, read the above link for a good primer and then come back here to learn exactly how to do it.

Start A New Priceline Bid

The Ups And Downs Of Hotel Bidding

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The Best Sites For Finding Cheap Flights

Last updated: March 18, 2019

The best sites for finding cheap flightsLet’s face it, trying to find a good deal on airfare can be intimidating!

There are so many sites to look at – from airline sites, to online travel agencies, to third party comparison services. Ultimately, you’re left wondering if you're getting the best price. And that's not a good feeling.

The best place to start is always with comparison websites that don’t actually let you book directly. This is because not only do they have access to the same inventory as the others, but they also partner with a wide array of online travel agencies to ensure you get the absolute lowest price.

In fact, most sites should have very similar prices and inventory because they all use a small shared set of backend systems. Therefore, the biggest savings come when you either find an interesting booking that is a mish-mash of multiple airlines or one of the online travel agencies decides to get aggressive on their pricing and pass on some of their usual profit to you. Keep reading » about The Best Sites For Finding Cheap Flights

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