Travel

Eating Out At Restaurants: The Ultimate Guide To Spending Less

Eating out at restaurants: The ultimate guide to spending lessEating out is great isn’t it?

No cooking, no cleaning, no groceries, and no hassle -- what’s not to love?

There’s just one problem: eating out is expensive. Ok, two problems. Restaurant meals often aren’t as healthy as a home cooked meal either, but they sure taste good!

Fortunately, there are a lot of ways to make the bill that comes at the end of your meal a lot more palatable so you can eat out more often without feeling nearly as guilty, or just pocket the extra dough for something else you enjoy.

Want to save money when eating out? Grab this PDF download with 34 strategies – including a 1-page worksheet to list your top 5.

Here’s how you do it:

Related: Do You Splurge?

Combine As Many Discounts As You Can

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The War On Debt: A Vacation From Debt?

The war on debt: a vacation from debt

My husband and I never had a honeymoon, and it seemed to set a precedent over our marriage for the next quarter century.

Other than camping or visiting friends and relatives as far west as Ontario, travel was never high on our list of priorities—by necessity, not desire.

But in anticipation of better budgets and better times ahead, I consulted with Ellen Tucker, president of Freedom Tours and Travel in Saint John, New Brunswick, for some advice about the best value in vacations.

Is sand and surf the only option?

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How To Save Money On Tires

How to save money on tires

Sometimes buying for quality may cost you more in the short-term…

But over the full life of the asset that you buy, it should eventually pay off.

Tires are no different.

Quite as few years back, Stephen wrote a great piece on finding a great deal on winter tires. The principles still apply, but that deal is now out of date.

So this is an updated how-to guide finding the right deal on tires. We’ll discuss:

  • What you need to know about tires, and
  • Where to find the deals, plus things to consider.

Let’s dive in.

What you need to know about tires

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What Is An Aeroplan Mile REALLY Worth?

What is an Aeroplan mile really worth?

With the news breaking that Aeroplan will be replaced as Air Canada's loyalty program in 2020 - its future has become increasingly uncertain.

We know the program will continue on after 2020, your miles are 100% safe, and there will still be some options for redeeming on industry leading airlines, one of which could still be Air Canada. That is what has been promised.

What we don't know is how the reward choices, flight redemption options, and reward value will change after 2020...

Will it still remain a true airline rewards program?

Will they find a new airline partner?

OR ...

Will it become more of a flexible travel rewards program like what bank travel credit cards tend to offer?

Ultimately, what everyone wants to know is "what are my miles worth today?", "what will they be worth after 2020?", and "is Aeroplan still worth it?".

Here you'll find a concrete answer to the first question, my predictions on the second, and a discussion about the third.

So - what are Aeroplan miles worth today?

Want to get the best value for your Aeroplan miles? Download the PDF version of this analysis.

The Quick Answer: 2.5 Cents

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Budget Travel Tips For Tourist Attractions

Budget travel tips when visiting tourist attractions

Sure, there are different strategies for saving money on tourist attractions…

But what it really boils down to is this:

Research in advance.

Exploring your options to see if there are any coupons, discounts or vouchers available for the attractions you are planning to visit can go a long way.

Timing is also important. Because buying your tickets in advance can end up saving both money and time.

Here are some strategies to consider before taking off to your destination.

Coupon Books

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14 Ways to Save Money on Car Insurance

14 ways to save on car insurance

When it comes to car insurance…

Are you paying more than you should?

Many people know the obvious ways to save, like shopping around for the best price or comparing quotes online. But...

Did you know you could save money by:

Want to trim your car insurance costs?

Here are 14 ideas to get you started:

1. Shorten Your Commute

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5 Ways to Save Money on Airport Parking and Transit

5 ways to save money on airport parking and transit

Travel costs can fly high - even on the very first day of your long-awaited vacation.

The one thing that’s often overlooked?

It’s the cost of going between house, airport and hotel.

Paying for parking at the airport adds up after a few days. And yes - it can be expensive. But then again…

I live on the opposite end of the city from the airport so a cab ride is heavy on the wallet as well. When I travel, this is one of the aspects of a trip that requires me to plan ahead.

One strategy I use is to try to stay at hotels that offer a complimentary airport shuttle when we arrive in our destination. But this solution may not be for everyone.

So what are other alternatives?

Consider these 5 ideas...

1) Car Rentals

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Intro To Points And Miles For Travel Hacker Wannabes

Intro to points and miles for travel hacking

Travel hacking is like some sort of mystical promised land flowing with milk and honey…

It portrays a life spent floating in first class suites in the sky, free gourmet food and drinks galore, and unlimited hotel upgrades to fancy hotel rooms complete with turn down service and a chocolate on your pillow every night - all practically free - *sigh*...

The truth is, achieving all of that is a lot of work and requires jumping through all kinds of hoops. Many beginners get put off by the crazy language barrier (hello acronyms!), the insane points strategies, and the attention to detail it takes to pull it all off.

The upside is you CAN start small and work your way up.

This guide will ease you into the points and miles game. You'll learn to earn miles faster and redeem them smarter so you can jet off on your next vacation much sooner than you ever thought possible. Keep reading » about Intro To Points And Miles For Travel Hacker Wannabes

Quebec City Vacation and 5 Simple Budget Travel Tips

Quebec city vacation and some budget travel tipsWhat is your favourite vacation memory?

I was 17 when I traveled on my own the very first time.

From Atlantic Canada, I flew to Vienna, Austria to visit one of my aunties, at her invitation, for one month. How could I refuse?

My auntie showed me around Vienna, a place she has called home for more than 30 years now…

We strolled around the heart of Vienna, Stephansplatz...Before she took me up the tower of the great St. Stephen's Cathedral.

She brought me inside the stunning Schonbrun Palace. And then, if Vienna wasn't enough…

She even took me to Salzburg, where I thought I died and went to heaven. It was that breathtaking.

Now my auntie works as a registered nurse in a palliative unit for as long as she’s lived in Vienna. She probably had enough vacation days to take a month off if she wanted to. But there was no need for her to do that. I didn't need any hand-holding for a month...

After about a week, I was ready to explore Vienna on my own. Their public transportation wasn't tough to crack.

In Vienna, at 17, my love for travelling was borne.

Vacation Budget Travels

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6 Alternatives to Owning a Car

6 alternatives to owning a carThis is no stunning revelation. But vehicles cost a lot of money to maintain.

Things like insurance, fuel, parking, tires, maintenance and repairs can add up at an accelerated rate.

One way to keep your monthly costs low is to find an alternative to owning a vehicle.

When I was in university I owned a vehicle but only had it insured during the summer months. This meant I didn’t have to pay for vehicle costs for about 8 months of the year and was able to save big.

At that time I had no choice - I was a student with little to no income, so I had to cut costs where I could. Even today, after graduating, I still try to drive as little as possible as I know vehicles can be expensive, especially with the rising cost of fuel.

Mr. Money Mustache, a Canadian-born engineer who retired at 30 and now lives in the United States, explains that vehicles are costly for most of us and advocates using a vehicle as little as possible.

6 Alternatives To Cut Your Costs

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