Travel

My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

Most people have a preferred loyalty program.

Whether it’s Aeroplan, Shoppers Optimum, Canadian Tire Money…the options are endless.

But the one loyalty program I’ve had the most success with is Air Miles.

I’m a teacher by trade, and one day, I was having a staff-room conversation about credit cards and loyalty points.

Air Miles came up and a fellow teacher said, "I never use Air Miles. I have the card, but I can’t get any miles to earn anything. You don’t get enough reward miles to make a difference."

I had to smile and tell her: "In the past three years, I have collected enough Air Miles to redeem a four-day trip to New York (flights and hotel included), an electric snowblower, a raised tomato planter, several nights at hotels in my local city, and a bunch of movie tickets."

The truth is: You can earn Air Miles quickly to get great dream and cash rewards. Keep reading » about My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

20 Ways To Save Money ‒ and Stay Sane ‒ When Flying With Kids

20 Ways To Save Money ‒ and Stay Sane ‒ When Flying With Kids

Traveling with kids is not for the faint of heart, but the rewards are surely worth it.

Because the lessons they learn from other cultures, customs and people is an education they will not soon forget.

If thinking about packing up the kids for a long-haul flight makes you and your bank account nervous, fear not. The following strategies have been developed by seasoned family travelers to help make the flying process not just bearable, but smooth.

Most importantly, traveling with kids doesn't have to be expensive, if you consider some of the following tips when preparing for your trip and throughout your travels.

When planning your vacation...

Keep reading » about 20 Ways To Save Money ‒ and Stay Sane ‒ When Flying With Kids

Which Aeroplan Credit Card is REALLY Best?

The best Aeroplan credit cards

The ticking divorce between Air Canada and Aeroplan on June 2020 is two years away and Esso just announced that Aeroplan members can no longer collect miles from their 1,800+ gas stations effective May 31st.

Now the question we all have is:

Are Aeroplan credit cards still worth considering?

The good news is this coming change is sure to create increased competition as Aeroplan works hard to keep the loyalty of its members and Air Canada fights to take them away – competition does breed excellance, afterall.

Aeroplan has also stated a plan to allow redemption “with multiple airlines” past the dreaded date. Which means that you should be able to redeem your miles for flights on Air Canada past the deadline.

(However, it’s still best to try to redeem your miles before 2020 as the points required for flights after that date will likely rise.)

Sure, Aeroplan’s wings may have been clipped, but if their recent announcement of a new partnership with Amazon.ca is any indication ‒ then they’re not going down without a fight.

It’ll be interesting to see what other partners they gain in the next two years.

Aeroplan Credit Cards Compared and Ranked for 2018

Who has the best Aeroplan branded credit card? Is it TD, CIBC, or American Express?

We even include credit cards without the Aeroplan brand as long as you’re able to transfer the points you earn to Aeroplan miles.

15 different Aeroplan credit cards have been compared and ranked in the table below from best to worst.

Also, please note that the table scrolls horizontally by using the slider at the bottom. Keep reading » about Which Aeroplan Credit Card is REALLY Best?

Eating Out At Restaurants: The Ultimate Guide To Spending Less

Eating out at restaurants: The ultimate guide to spending lessEating out is great isn’t it?

No cooking, no cleaning, no groceries, and no hassle -- what’s not to love?

There’s just one problem: eating out is expensive. Ok, two problems. Restaurant meals often aren’t as healthy as a home cooked meal either, but they sure taste good!

Fortunately, there are a lot of ways to make the bill that comes at the end of your meal a lot more palatable so you can eat out more often without feeling nearly as guilty, or just pocket the extra dough for something else you enjoy.

Want to save money when eating out? Grab this PDF download with 34 strategies – including a 1-page worksheet to list your top 5.

Here’s how you do it:

Related: Do You Splurge?

Combine As Many Discounts As You Can

Keep reading » about Eating Out At Restaurants: The Ultimate Guide To Spending Less

The War On Debt: A Vacation From Debt?

The war on debt: a vacation from debt

My husband and I never had a honeymoon, and it seemed to set a precedent over our marriage for the next quarter century.

Other than camping or visiting friends and relatives as far west as Ontario, travel was never high on our list of priorities—by necessity, not desire.

But in anticipation of better budgets and better times ahead, I consulted with Ellen Tucker, president of Freedom Tours and Travel in Saint John, New Brunswick, for some advice about the best value in vacations.

Is sand and surf the only option?

Keep reading » about The War On Debt: A Vacation From Debt?

How To Save Money On Tires

How to save money on tires

Sometimes buying for quality may cost you more in the short-term…

But over the full life of the asset that you buy, it should eventually pay off.

Tires are no different.

Quite as few years back, Stephen wrote a great piece on finding a great deal on winter tires. The principles still apply, but that deal is now out of date.

So this is an updated how-to guide finding the right deal on tires. We’ll discuss:

  • What you need to know about tires, and
  • Where to find the deals, plus things to consider.

Let’s dive in.

What you need to know about tires

Keep reading » about How To Save Money On Tires

What Is An Aeroplan Mile REALLY Worth?

What is an Aeroplan mile really worth?

With the news breaking that Aeroplan will be replaced as Air Canada's loyalty program in 2020 - its future has become increasingly uncertain.

We know the program will continue on after 2020, your miles are 100% safe, and there will still be some options for redeeming on industry leading airlines, one of which could still be Air Canada. That is what has been promised.

What we don't know is how the reward choices, flight redemption options, and reward value will change after 2020...

Will it still remain a true airline rewards program?

Will they find a new airline partner?

OR ...

Will it become more of a flexible travel rewards program like what bank travel credit cards tend to offer?

Ultimately, what everyone wants to know is "what are my miles worth today?", "what will they be worth after 2020?", and "is Aeroplan still worth it?".

Here you'll find a concrete answer to the first question, my predictions on the second, and a discussion about the third.

So - what are Aeroplan miles worth today?

Want to get the best value for your Aeroplan miles? Download the PDF version of this analysis.

The Quick Answer: 2.5 Cents

Keep reading » about What Is An Aeroplan Mile REALLY Worth?

Budget Travel Tips For Tourist Attractions

Budget travel tips when visiting tourist attractions

Sure, there are different strategies for saving money on tourist attractions…

But what it really boils down to is this:

Research in advance.

Exploring your options to see if there are any coupons, discounts or vouchers available for the attractions you are planning to visit can go a long way.

Timing is also important. Because buying your tickets in advance can end up saving both money and time.

Here are some strategies to consider before taking off to your destination.

Coupon Books

Keep reading » about Budget Travel Tips For Tourist Attractions

Starwood Preferred Guest Program Review

Starwood Preferred Guest Program review

Update:

 

Please note that the Starwood Preferred Guest program will soon be merging with the Marriott Rewards program, and their program details will be changing.

 

We will update this article when the new program and its complimentary credit card are live. Please stay tuned.

 

For now, if you're looking for a travel credit card, please check out the Best Travel Credit Cards in Canada 2018.

With the negative press Air Miles has received the past few months and now Aeroplan set to undergo major changes in 2020…

Many consumers are starting to rethink their travel rewards program.

Starwood Preferred Guest (SPG) is an incredibly flexible travel rewards program that allows consumers to earn “Starpoints” to use on either their next hotel stay or a plethora of other attractive rewards.

In fact, it’s my all time favourite travel rewards program that I once used to fly Maria and I to Paris for 10 days with most of the airfare and hotel expenses paid just with Starpoints.

Read on to find out why it’s so good:

SPG Membership Tiers

Keep reading » about Starwood Preferred Guest Program Review

14 Ways to Save Money on Car Insurance

14 ways to save on car insurance

When it comes to car insurance…

Are you paying more than you should?

Many people know the obvious ways to save, like shopping around for the best price or comparing quotes online. But...

Did you know you could save money by:

Want to trim your car insurance costs?

Here are 14 ideas to get you started:

1. Shorten Your Commute

Keep reading » about 14 Ways to Save Money on Car Insurance

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