Travel

Eating Out At Restaurants: The Ultimate Guide To Spending Less

Eating out at restaurants: The ultimate guide to spending lessEating out is great isn’t it?

No cooking, no cleaning, no groceries, and no hassle -- what’s not to love?

There’s just one problem: eating out is expensive. Ok, two problems. Restaurant meals often aren’t as healthy as a home cooked meal either, but they sure taste good!

Fortunately, there are a lot of ways to make the bill that comes at the end of your meal a lot more palatable so you can eat out more often without feeling nearly as guilty, or just pocket the extra dough for something else you enjoy.

Want to save money when eating out? Grab this PDF download with 34 strategies – including a 1-page worksheet to list your top 5.

Here’s how you do it:

Related: Do You Splurge?

Combine As Many Discounts As You Can

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The War On Debt: A Vacation From Debt?

The war on debt: a vacation from debt

My husband and I never had a honeymoon, and it seemed to set a precedent over our marriage for the next quarter century.

Other than camping or visiting friends and relatives as far west as Ontario, travel was never high on our list of priorities—by necessity, not desire.

But in anticipation of better budgets and better times ahead, I consulted with Ellen Tucker, president of Freedom Tours and Travel in Saint John, New Brunswick, for some advice about the best value in vacations.

Is sand and surf the only option?

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How To Save Money On Tires

How to save money on tires

Sometimes buying for quality may cost you more in the short-term…

But over the full life of the asset that you buy, it should eventually pay off.

Tires are no different.

Quite as few years back, Stephen wrote a great piece on finding a great deal on winter tires. The principles still apply, but that deal is now out of date.

So this is an updated how-to guide finding the right deal on tires. We’ll discuss:

  • What you need to know about tires, and
  • Where to find the deals, plus things to consider.

Let’s dive in.

What you need to know about tires

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What Is An Aeroplan Mile REALLY Worth?

What is an Aeroplan mile really worth?

With the news breaking that Aeroplan will be replaced as Air Canada's loyalty program in 2020 - its future has become increasingly uncertain.

We know the program will continue on after 2020, your miles are 100% safe, and there will still be some options for redeeming on industry leading airlines, one of which could still be Air Canada. That is what has been promised.

What we don't know is how the reward choices, flight redemption options, and reward value will change after 2020...

Will it still remain a true airline rewards program?

Will they find a new airline partner?

OR ...

Will it become more of a flexible travel rewards program like what bank travel credit cards tend to offer?

Ultimately, what everyone wants to know is "what are my miles worth today?", "what will they be worth after 2020?", and "is Aeroplan still worth it?".

Here you'll find a concrete answer to the first question, my predictions on the second, and a discussion about the third.

So - what are Aeroplan miles worth today?

Want to get the best value for your Aeroplan miles? Download the PDF version of this analysis.

The Quick Answer: 2.5 Cents

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Budget Travel Tips For Tourist Attractions

Budget travel tips when visiting tourist attractions

Sure, there are different strategies for saving money on tourist attractions…

But what it really boils down to is this:

Research in advance.

Exploring your options to see if there are any coupons, discounts or vouchers available for the attractions you are planning to visit can go a long way.

Timing is also important. Because buying your tickets in advance can end up saving both money and time.

Here are some strategies to consider before taking off to your destination.

Coupon Books

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Which Aeroplan Credit Card is REALLY Best?

The best Aeroplan credit cards

Air Canada just dropped a big bombshell by announcing that they are clipping Aeroplan's wings by removing it as their official rewards program in 2020.

Aeroplan was in fact an invention of Air Canada themselves but was first spun off as a separate company and then completely sold to Amia in 2008. Since then, they've walked hand in hand and have been practically indistinguishable from one another. That's about to change... but is it a good or bad thing for Aeroplan collectors?

There are no guarantees, but what is guaranteed is that this will create increased competition as Aeroplan works hard to keep the loyalty of its members and Air Canada wrestles to take them away. That fight is going to spill over into the credit card arena as well and you can expect sign up bonuses and perks to take off as we get closer to that date.

Through all of this, Aeroplan is committing to keeping your miles safe and allowing you to continue redeeming them for flights on Air Canada even after the 2020 deadline. What could change is the cost in miles for doing so. I expect the cost will increase substantially, so if you want to fly Air Canada or Star Alliance, you should try and redeem most of your miles before 2020.

Even though Air Canada flight rewards will likely become less desirable, that doesn't necessarily mean that Aeroplan will become less valuable overall. They will be working hard to find a good alternatives to Air Canada that won't get them universally panned by the critics and create a ton of bad press for them.

It's time to strap in, because this is going to be a bumpy and exciting ride!

Aeroplan Credit Cards Compared and Ranked for 2017

Who has the best Aeroplan branded credit card? Is it TD, CIBC, or American Express?

You might be surprised to find out that the top card for earning Aeroplan miles doesn't even have Aeroplan in its name. That's because there are several cards that allow you to earn points that can be transferred to Aeroplan miles that actually boosts the value of your rewards!

In all, 14 different Aeroplan credit cards have been compared and ranked in the table below from best to worst. Keep reading » about Which Aeroplan Credit Card is REALLY Best?

Starwood Preferred Guest Program Review

Starwood Preferred Guest Program review

With the negative press Air Miles has received the past few months and now Aeroplan set to undergo major changes in 2020…

Many consumers are starting to rethink their travel rewards program.

Starwood Preferred Guest (SPG) is an incredibly flexible travel rewards program that allows consumers to earn “Starpoints” to use on either their next hotel stay or a plethora of other attractive rewards.

In fact, it’s my all time favourite travel rewards program that I once used to fly Maria and I to Paris for 10 days with most of the airfare and hotel expenses paid just with Starpoints.

Read on to find out why it’s so good:

SPG Membership Tiers

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14 Ways to Save Money on Car Insurance

14 ways to save on car insurance

When it comes to car insurance…

Are you paying more than you should?

Many people know the obvious ways to save, like shopping around for the best price or comparing quotes online. But...

Did you know you could save money by:

Want to trim your car insurance costs?

Here are 14 ideas to get you started:

1. Shorten Your Commute

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5 Ways to Save Money on Airport Parking and Transit

5 ways to save money on airport parking and transit

Travel costs can fly high - even on the very first day of your long-awaited vacation.

The one thing that’s often overlooked?

It’s the cost of going between house, airport and hotel.

Paying for parking at the airport adds up after a few days. And yes - it can be expensive. But then again…

I live on the opposite end of the city from the airport so a cab ride is heavy on the wallet as well. When I travel, this is one of the aspects of a trip that requires me to plan ahead.

One strategy I use is to try to stay at hotels that offer a complimentary airport shuttle when we arrive in our destination. But this solution may not be for everyone.

So what are other alternatives?

Consider these 5 ideas...

1) Car Rentals

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Intro To Points And Miles For Travel Hacker Wannabes

Intro to points and miles for travel hacking

Travel hacking is like some sort of mystical promised land flowing with milk and honey…

It portrays a life spent floating in first class suites in the sky, free gourmet food and drinks galore, and unlimited hotel upgrades to fancy hotel rooms complete with turn down service and a chocolate on your pillow every night - all practically free - *sigh*...

The truth is, achieving all of that is a lot of work and requires jumping through all kinds of hoops. Many beginners get put off by the crazy language barrier (hello acronyms!), the insane points strategies, and the attention to detail it takes to pull it all off.

The upside is you CAN start small and work your way up.

This guide will ease you into the points and miles game. You'll learn to earn miles faster and redeem them smarter so you can jet off on your next vacation much sooner than you ever thought possible. Keep reading » about Intro To Points And Miles For Travel Hacker Wannabes

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