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My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

Most people have a preferred loyalty program.

Whether it’s Aeroplan, Shoppers Optimum, Canadian Tire Money…the options are endless.

But the one loyalty program I’ve had the most success with is Air Miles.

I’m a teacher by trade, and one day, I was having a staff-room conversation about credit cards and loyalty points.

Air Miles came up and a fellow teacher said, "I never use Air Miles. I have the card, but I can’t get any miles to earn anything. You don’t get enough reward miles to make a difference."

I had to smile and tell her: "In the past three years, I have collected enough Air Miles to redeem a four-day trip to New York (flights and hotel included), an electric snowblower, a raised tomato planter, several nights at hotels in my local city, and a bunch of movie tickets."

The truth is: You can earn Air Miles quickly to get great dream and cash rewards. Keep reading » about My 5 Principles for Collecting 100 Air Miles Per Visit To Sobeys

The End Of Bread Price-Fixing With This Home Experiment

The Bread Fix Home Experiment

Just before Christmas 2017, news broke that several grocery retailers in Canada were allegedly participating in the price-fixing of bread for the past 14 years.

14 years of artificial bread prices? Wow!

But, what exactly is price-fixing? Price-fixing is essentially consumer fraud when two or more competitors make an agreement to raise, lower, or keep the price of something constant.

In Canada, if you’re caught doing this naughty thing it can lead up to millions of dollars in fines and even result in jail time.

List of priced-fixed bread

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How To Eat Healthy On A Budget

How to eat healthy on a budget

If you’ve seen all the tricks and the listicles about saving money on groceries, but none of them ever really hit home? Yeah, same here.

You can read all the frugal articles about how oatmeal, bought in bulk, costs pennies per meal, and all the recipes for rice and beans that you want, but they might not be the right way to eat healthy on a budget for you.

And that’s OK.

Everyone has different food preferences, dietary needs and schedules, so what works for someone else might not work for you. That said, it is possible to eat healthily on a budget if you follow a few key steps ‒ and yes, some of them involve a bit of legwork.

It’ll be worth it when you scale down on what is the second-largest budget category for most of us.

Step One: Figure Out What Healthy Is For You

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Pointers On Building Your Stockpile

Pointers on how to build your own stockpileThere’s many sizes of products in any brand lineup…

And it’s not surprising that it can get confusing sometimes as to when they should purchase short term or long term supply of many items.

I know I get confused. And so do other stockpilers.

I’m more at ease when I’m ahead by a month’s supply in many non-perishable items. But sometimes the savings are greater when we don’t supersize everything.

That being said, good stockpiles are built over a longer period of time, through strategic shopping using couponing techniques, loss leader shopping, clearance sales, etc.

If you’re purchasing items for your stockpile at full price, it defeats the purpose.

To get started, first things first...

How to Unit Price

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8 Apps For Spending Less On Groceries

8 apps for spending less on groceries

We can’t do much to lower some of our monthly expenses, as much as we’d like to chop that mortgage payment in half…

But groceries are one of the variables we can control.

Choosing generic products over name-brand products can sliver a bit off the grand total. And so can looking for sticker deals on items that are about to expire.

But one of the easiest – and most effective – ways to spend less at the grocery store is by using the apps designed for this very purpose.

Grab your phone, sit back, and I’ll share my favourite digital apps for saving money on groceries...

Plan ahead

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Sneaky Grocery Store Tricks (And How To Avoid Them)

How to avoid sneaky grocery store tricksGrocery stores are experts at marketing and consumer behaviour.

They get you in the door, keep you inside as long as possible, and subtly trick you into spend more money than you planned.

I don’t go grocery shopping often (we get groceries delivered weekly) but when I do I’m always taken aback by the subtle things grocery stores do to part shoppers from their money.

Whether it’s putting fresh produce near the front to make it appear everything is fresh or keeping staples like milk and cheese at the back so people will wander the store, there are plenty of things they do to increase their sales.

Here’s a few things grocery stores do to trick customers into spending more (and how to avoid them):

External Cues

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Which Grocery Store Has The Lowest Prices?

The grocery store with the lowest priceWho doesn’t like to eat good food? Let’s face it: we all do!

Now, what I don’t like is spending a fortune on food.

If you keep a budget, you may notice that food is one of your biggest expenses. Whether you are a family of one or a family of twelve, rising food prices affects your finances.

So, with all the competition between grocery chains, which is the best one to shop at for the lowest prices?

The front pages of the weekly flyers have deals to entice you to visit the store, but what about the additional items that you need to complete your list?

Do you also need staples such as rice, flour, coffee that perhaps didn’t make the list of sales this week? Those may be priced higher, but until teleportation becomes common, we can’t get the lowest price all the time.

The consumer price index (CPI) is an indicator used to measure the change in the cost of a fixed basket of products. One of the product categories monitored is food. Below is a table of foods based on the market basket of foods listed on Statistics Canada’s website.

Related: The Ultimate Guide To Stacking Coupons And Deals On Groceries

Bonus: Use this Grocery Store Price Comparison Spreadsheet - and do your own calculations to get the lowest prices.

Grocery Store Price Comparison

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My System For Stacking Grocery Deals & Coupons

My system for stacking grocery deals and couponsSo, you have an organized binder full of great coupons and maybe you have even signed up with one or more of the Canadian coupon apps and are ready to find yourself some good deals. There’s only one problem: digging through your coupon binder and trying to match them with sale prices can be very time consuming.

I’m here to tell you that there is an easier way, and the system to do it all for you is a program already installed on your computer! It will not only help you find great deals, but sometimes you’ll even score free items when you stack paper coupons with online offers and rewards programs. When going through the weekly flyers, it will help you prepare a detailed shopping list to take with you to the grocery store.

“Window Shopping”

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Multiply Your Savings With A Coupon Book

Multiply your savings with a coupon bookLast year I managed to save a significant amount of money on groceries by using coupons I found in a coupon book.

Not only did I save money from the coupons I found, I also managed to multiply my savings so that I saved much more than originally planned.

Stumbling My Way To Big Savings

My strategy for multiplying my savings was something I stumbled upon in the process of using my coupons.

I bought a coupon book online for a fundraiser that raises money for local schools. The coupon book cost $20 but was huge – it had hundreds of coupons inside. I bought it for the grocery coupons as those were the ones that I knew I would use and would save me money. The book had about $60 in grocery coupons that I was sure to use, so I’d easily make my money back.

In the process of searching for the coupon book through online classifieds I noticed that there were others who were in the same position I was – they also bought the coupon book but would only use 5-10 coupons out of the hundreds that were available.

I noticed ads placed by others who wanted to trade the coupons they weren’t planning to use for the ones they would use.

Related: Couponing For Beginners

It was easy to find plenty of people to trade coupons with, as certain people were looking for certain coupons and almost everyone had coupons they weren’t planning to use.

I contacted a few of them and asked if they’d want to trade and I was in luck. I traded with numerous people via regular mail since it saved us the time and hassle of meeting to trade for relatively low-value coupons.

How Much Money I’ve Saved

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Organizing Your Coupon Binder Made Easy

Organizing your coupon binder made easyFor those who are just getting started with using coupons, you may find it a bit overwhelming to keep track of them. Perhaps you get frustrated trying to locate a specific coupon while in the grocery store, or get shot down at the cashier for not noticing that one has expired. There is a simple way to ensure your shopping trips go quickly and smoothly: organization!

Give Your Coupon Binder An Upgrade

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