Credit Cards

Best Travel Credit Cards in Canada 2018

Last updated: February 26, 2019

Best Travel Credit Cards in Canada 2018

The best travel credit cards in Canada are some of the most attractive credit cards you can get your hands on.

With lucrative rewards to jet-set worry-free across the globe, comprehensive travel insurance and premium rare perks ‒ it almost sounds too good to be true.

Sure, you could just go with any old card or with the first card that comes along…

But if you want to save money and use travel rewards to get you (and that special someone) on your next vacation faster? Then you’ll need to know the true value of these travel rewards in dollars.

The catch? Sifting through more than 100 travel credit cards in Canada ‒ each with 50+ features, complicated tiered rewards programs and lots of fine print ‒ is confusing at best, and impossibly tedious at worst.

Unless, you only need to look at one single number ‒ one simple score to know which card will give you the best overall value.

2018 Travel Credit Card Rankings

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Which AIR MILES Credit Card Is Best For 2018?

Last updated: November 1, 2018

The best AIR MILES credit card

What if you want a rewards program that will allow you to redeem for more than just travel?

AIR MILES is still one of the most commonly collected and used rewards programs in Canada, and for good reason.

You have two main options for redemption:

  • As AIR MILES Cash Rewards (or Cash Miles) – which can be used as cash towards everyday shopping purchases at participating partners, or
  • As AIR MILES Dream Rewards (or Dream Miles) – which can be used to go on dreamy vacations, get exciting event tickets, score some great merchandise, or even to enter AIR MILES Dream Sweepstakes.

No matter what way you most like to redeem your rewards, if you are one of the 2 in every 3 Canadians who still choose to collect, you might as well choose a top AIR MILES credit card to help you earn and redeem that much faster.

Compare AIR MILES Credit Cards

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PC Financial Mastercard Review - Big Grocery Rewards, No Annual Fee

PC Financial Mastercard review

This article was sponsored by PC Financial®.

My very first rewards credit card was the brand new (at the time) no fee PC Financial Mastercard. That was all the way back in the early 2000s.

Why did I choose it?

Like many others I was enticed by free groceries with no annual fee.

I saw a banner outside of the newly constructed Superstore in my area advertising grocery rewards with no annual fee and I was already a PC Financial day to day banking customer, so the choice was easy.

I kept the card for a few years and loved it until I got pulled over to the dark side of travel rewards and decided I wanted to see the world. But, I’ve often thought back fondly on my experience with that card over the years and even considered re-applying a time or two.

Since then, PC Financial has continued to improve their line of credit cards and have added two new cards to the fold – the World and World Elite versions of the card – that come with plenty of extra rewards and perks.

How The PC Financial Mastercard Works

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Review: SimplyCash Preferred From American Express

American Express SimplyCash Preferred review

The SimplyCash Preferred Card from American Express is like the big brother to the no-fee SimplyCash card in that it has higher cash back and more perks, but comes with an annual fee of $99 to account for them.

You’ll get 2% cash back on ALL purchases, which is a really good rate, and the annual fee is less than many of its main competitors.

However, this card definitely fills a nice niche that you will begin to appreciate as you peruse the pros and cons below. The sign up bonus that is effectively worth $300 is also nothing to sneeze at because none of the other cash back cards come close to this - they typically come in at around $100, if a bonus is offered at all.

Quick Facts

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The Case For – Or Against – A Cashless Society

The case for (or against) a cashless society

What happens if the physical monetary unit goes away?

Does that mean we’re going down a bad rabbit trail to a place where society should not go?

Is a move toward digital currency like Bitcoin an inevitability?

We’ve got questions, but with no clear answer.

To start, how about we have to look at a couple of points:

  1. The unit of cash itself
  2. The payment process, security and anonymity

While this is entirely way too large to discuss all in one article, let’s start the conversation anyway.

Money, money, money…money!

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Best Credit Cards For Gas Discounts 2017

Last updated:  February 15, 2019

Best credit cards for gas discounts

These offers may no longer be available. Check out our 2019 Best Credit Cards for Gas rankings over at creditcardGenius.ca

Although electric cars are on the rise, the majority of us car owners are still pumping gasoline into our vehicles and it continues to be a big line item in our monthly budgets.

We've been fortunate in recent years that prices have dipped under $1 per litre ... but prices have been steadily creeping up again even with the cost of crude oil being BELOW what it cost in 1974. That won't last forever!

Credit cards are one tool that can be used to get a sizeable discount on those gas purchases because many cards offer bonuses specifically aimed at gas purchases.

Here are the cards that will help keep your wallet happy: Keep reading » about Best Credit Cards For Gas Discounts 2017

Best No Fee Travel Credit Cards in Canada 2017

Last updated:  November 1, 2018

Best no annual fee travel credit cards in Canada

While life on Mars is still being debated, fortunately Canadian no fee travel cards already have some life - but they may soon be on life support.

There is an underserved need for this type of card though, especially if points and miles are brand new to you. Learning the ropes of travel rewards without the risk of high fees is valuable.

Once you've figured it all out though, then you'll want to graduate to a top tier travel credit card that racks up the rewards faster and gives way better perks.

The reason for that is annual fees are necessary to supply the increased rewards, insurance coverage, and perks that travel cards typically have.

Best Travel Credit Cards With No Annual Fee

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Canadian Rewards Programs: Are You Loyal?

Last updated: February 15, 2019

List of Canadian loyalty rewards programs

Rewards programs are meant to create loyalty…

Repeat customers and repeat business are the name of the game.

But my experience has been that it doesn’t pay to be loyal. Shopping around for both the best prices AND the best rewards bonuses and perks is 100% the way to go...

IF you’re willing to invest the time.

A quick check shows that I am currently a member of at least 30 rewards programs. I don’t use them all on a regular basis - I have my favourites just like anyone. (Don’t miss my top 5 below.)

Then, there’s other times when rewards programs just aren’t worth it.

But, I do try to keep my eyes open for amazing opportunities in any one of those 30+ programs. If they make me an offer I can’t refuse - then I’ll take it!

That said, it’s hard to know what’s out there and targeted specifically at Canadians. I’ve put together a pretty comprehensive list below - please add any I missed in the comments!

Cash Rewards For Shopping Online

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Intro To Points And Miles For Travel Hacker Wannabes

Last updated: February 15, 2019

Intro to points and miles for travel hacking

Travel hacking is like some sort of mystical promised land flowing with milk and honey…

It portrays a life spent floating in first class suites in the sky, free gourmet food and drinks galore, and unlimited hotel upgrades to fancy hotel rooms complete with turn down service and a chocolate on your pillow every night - all practically free - *sigh*...

The truth is, achieving all of that is a lot of work and requires jumping through all kinds of hoops. Many beginners get put off by the crazy language barrier (hello acronyms!), the insane points strategies, and the attention to detail it takes to pull it all off.

The upside is you CAN start small and work your way up.

This guide will ease you into the points and miles game. You'll learn to earn miles faster and redeem them smarter so you can jet off on your next vacation much sooner than you ever thought possible. Keep reading » about Intro To Points And Miles For Travel Hacker Wannabes

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