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Avoiding Fake News – Is It Time To Pay The Price For Quality Journalism?

Avoiding Fake News – Is It Time To Pay The Price For Quality Journalism?

Our family has a dilemma – we’re big believers in reading and supporting high-quality journalism, yet we’re also frugal.

But maybe this isn't as big of a problem for you.

After all, the internet is full of free information, from blogs to social media to sites that are advertising-based, like Huffington Post and Buzzfeed.

But those options can have their problems.

Not all blogs are well-sourced, and free can sometimes mean the quality of information suffers.

And that seems to be especially true of news you get through social media and the rise of so-called "fake news." Keep reading » about Avoiding Fake News – Is It Time To Pay The Price For Quality Journalism?

Best Movie And TV Streaming Sites By Genre In Canada

Best Movie And TV Streaming Sites By Genre In Canada

Why shell out $50 to $150 per month just to watch cable television that doesn't fit your schedule and is half-filled with commercials?

Instead, you could pay roughly $10 per month to watch exactly what you want ‒ and when you want it.

Sure, there's Netflix, but there's also Amazon Prime, CraveTV, Crunchyroll, and more.

And because you have so many options, it can be hard to decide which one to go with. (Subscribing to them all is out of the budget.)

So, which one is worth your money?

Well, it depends on what type of television or movies you’re looking for...

Without further ado, welcome to our first streaming awards. Keep reading » about Best Movie And TV Streaming Sites By Genre In Canada

Building Your Home Theatre – From 4K TVs To Surround Sound Speakers

Building Your Home Theatre – From 4K TVs To Surround Sound Speakers

There comes a time in everyone’s life – usually on Black Friday or Boxing Day – when you’re watching TV and see one of the big stores having a sale on home theatre systems.

You're tempted to go in and take advantage of those huge savings...

...But when you walk in, you're immediately overwhelmed by options.

You look at TVs and see LG, Samsung, Sony, and Vizio. They're fairly trusted names, but then you see TCL…

Do you take a closer look, or should you run away? Is there a benefit to buying a newer brand?

If you’re like me, you’re already confused, and you haven’t even gotten past the name brands…

Next you start reading terms like OLED, QLED, X1, or Quantum – they all mean different things – and you start to feel uneasy.

So let's take a step back so you know exactly what you want to buy next time you're in this situation. Keep reading » about Building Your Home Theatre – From 4K TVs To Surround Sound Speakers

The Scotia Momentum Visa Infinite 4% Cash Back Credit Card

Last updated: November 2, 2018

The Scotia Momentum Visa Infinite 4% Cash Back Credit Card

The Scotia Momentum Visa Infinite has been a favorite among cash back loving Canadians for a while now, but there were two big things stopping many of us, including myself, from applying for one.

  • There are categories for earning cash back, as opposed to a flat rate across all spending.
  • No sign up bonus for applying, so why switch?

However, with the recent MBNA de-valuations, now might be the perfect time for the switch. Keep reading » about The Scotia Momentum Visa Infinite 4% Cash Back Credit Card

Compare Top Cell Phone Plans In Canada

Compare Top Cell Phone Plans In Canada

Do you want a new phone plan?

Me too, but it takes hours to look at ALL the options while interpreting the hidden terms and finer points.

Luckily, we’ve got you covered.

In this article, you’ll get a rundown of:

Want to know how to unlock your cell phone in less than 2 pages? Download the PDF version so you can be informed anywhere, anytime.

But first things first...

The big 3: Bell, Rogers and Telus

Keep reading » about Compare Top Cell Phone Plans In Canada

The War On Debt: The Work Has Just Begun

The War On Debt: The Work Has Just BegunWe have come to the end of our six-month blog experiment to kill The Colossus, which stretched into a year – and stretched us along with it.

Overall, this financial overhaul has been a difficult journey, not only because we had to curtail some bad habits – and in some cases, fight for a better deal…

But also because of stresses in our personal lives which have coincided with our financial crisis.

Report from the Job Front

Keep reading » about The War On Debt: The Work Has Just Begun

How To Unlock Your Cell Phone For Free (Canadian Guide)

How to unlock your cell phone for free

Unlocking your cell phone just got a whole lot easier and cheaper!

With the new CRTC Wireless Code coming into effect on December 1st, 2017, Canadian cell phone carriers are now banned from charging a fee for unlocking any phone and all new phones must be sold unlocked.

Previously the unlocking fees charged directly by your service provider typically rang in at $50, but there was some variance among providers. In 2016 alone, those fees added up to $37.7M in revenue for the cell phone companies which came from 943,000 phone unlock requests - an average of $40 per device.

Today, all you have to is contact them and they will either unlock your device for you or instruct you how to do so yourself completely free of charge.

If you’re still confused about what unlocking even means, check out our guide that answers the question what is cell phone unlocking?

Also don’t miss our phone unlocking frequently asked questions below.

Want to know how to unlock your cell phone in less than 2 pages? Download the PDF version so you can be informed anywhere, anytime.

What You Need To Unlock Your Phone

Keep reading » about How To Unlock Your Cell Phone For Free (Canadian Guide)

Why New Year’s Money Resolutions Won’t Work – And What Will

Why new year’s money resolutions won’t work – and what will

New year, NEW resolutions – this is the year we’re definitely going to make things happen, right?

But there’s a problem...

These resolutions – which yes, sounds nice and smart and so motivational – actually set us up to fail.

Why? Because, too often, they’re an emotional impulse-checklist that lacks a concrete plan for action. And action is the ONLY thing that matters in making a successful life change.

Not to mention, New Year’s resolutions are so timing dependent. If we fail to meet this abstract timeline, have we then lost our chance for the rest of the year?

Starting our resolution late or screwing up early, within the first few days or weeks, feels like a license to put it off until next year. Surely then positive lasting change will finally happen. Ya… right.

We’re in control all year long

Keep reading » about Why New Year’s Money Resolutions Won’t Work – And What Will

My 25 Favourite Ways To Save Money On Life's Most Important Things

Favourite ways to save money on life's most important things

Today's post is from Andrew Daniels -- founder of Family Money Plan and Millennial Homeowner

Some people are just born a certain way.

Some are skilled hockey players. Others can write an amazing song.

For me I was born to save money. Saving money has always been a passion of mine: I’m always on the lookout for a great way to keep more of my hard earned money.

The way I see it, there are three big areas in your life that make up most of your daily spending:

If you focus on finding savings on these three first, you can do yourself a huge service down the road. So, let’s get going on how to save on all these ones...

Here are my favourite ways to save money.

How I Love To Cut Our Food Costs

Keep reading » about My 25 Favourite Ways To Save Money On Life's Most Important Things

The One Sneaky Category of Expenses You Need to Watch Out For

The one sneaky category of expenses you need to watch out for

You’d probably think it was hard in some way, like that I spent a ton of time working on securing these savings, or that I cut back on something I didn’t want to cut back on.

What if I added that I made these cuts in about an hour, and I didn’t have to sacrifice anything I really liked doing to get there?

Now that I’ve got your attention, I want to talk to you about recurring charges.

These are the purchases that get posted to your debit or credit card every month without you doing a single thing about it, beyond that one time when you signed up and gave the vendor permission to charge you monthly.

This could be anything from an insurance bill to a gym membership to a Netflix subscription – and unless they’re really big expenses, you probably don’t even notice them when they hit your account.

But if you take the time to notice them, and figure out how much value you’re really getting out of them...

You could save big bucks, just like I did.

How to Get Started

Keep reading » about The One Sneaky Category of Expenses You Need to Watch Out For

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