$1000 Cash HUGE Christmas Giveaway 2017!

$1000 cash Christmas giveaway 2017

I hope you're warming up to the idea of winter and Christmas because they're both just around the corner...

...and with the state of the world being quite a mess lately, it can seem like all you're going to get in your stocking this year is a lump of coal.

Not for HTS readers though!

Christmas season means one thing around here: our huge annual Christmas Giveaway where we give away $1,000 of our own money to make your holidays just a little bit easier and to take your mind off all the doom and gloom.

That right. We're doing it again this year. Just like we did in 2013, 2014, 2015, and 2016 - 5 years running now!

But first, before you enter using the form below, we want to hear what you would use the extra cash for this Christmas. Leave a comment below - we love reading about your plans, dreams, and yes ... even practical uses for the money, like paying down debt.

And why not share the Christmas spirit by sending a link to this giveaway to your friends and family?

Everyone wins when we grow this community and learn to better manage our money together.

The Prizes

This year we're focusing on giving away our own $1,000 but want to say a special thank you to Home Trust for donating an extra $100 Amazon.ca gift card on top of the cash prizes from us.

Here's the $1K from me that you know and love:

  • 1st Prize - $500 cash
  • 2nd Prize - $250 cash
  • 3rd Prize - $150 cash
  • 4th Prize - $50 cash
  • 5th Prize - $50 cash

Here's a bonus:

  • 6th Prize - $100 Amazon.ca gift card from Home Trust

Total Prize Value: $1,100

Enter Here:

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Eating Out At Restaurants: The Ultimate Guide To Spending Less

Eating out at restaurants: The ultimate guide to spending lessEating out is great isn’t it?

No cooking, no cleaning, no groceries, and no hassle -- what’s not to love?

There’s just one problem: eating out is expensive. Ok, two problems. Restaurant meals often aren’t as healthy as a home cooked meal either, but they sure taste good!

Fortunately, there are a lot of ways to make the bill that comes at the end of your meal a lot more palatable so you can eat out more often without feeling nearly as guilty, or just pocket the extra dough for something else you enjoy.

Want to save money when eating out? Grab this PDF download with 34 strategies – including a 1-page worksheet to list your top 5.

Here’s how you do it:

Related: Do You Splurge?

Combine As Many Discounts As You Can

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The One Sneaky Category of Expenses You Need to Watch Out For

The one sneaky category of expenses you need to watch out for

You’d probably think it was hard in some way, like that I spent a ton of time working on securing these savings, or that I cut back on something I didn’t want to cut back on.

What if I added that I made these cuts in about an hour, and I didn’t have to sacrifice anything I really liked doing to get there?

Now that I’ve got your attention, I want to talk to you about recurring charges.

These are the purchases that get posted to your debit or credit card every month without you doing a single thing about it, beyond that one time when you signed up and gave the vendor permission to charge you monthly.

This could be anything from an insurance bill to a gym membership to a Netflix subscription – and unless they’re really big expenses, you probably don’t even notice them when they hit your account.

But if you take the time to notice them, and figure out how much value you’re really getting out of them...

You could save big bucks, just like I did.

How to Get Started

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Index Mutual Funds: Broad Exposure At Low Cost

Index mutual funds

How is it the end of October already?

With Halloween and Christmas just around the corner, it’s time to get things moving with our investments!

Throughout our mutual fund series, which started with:

...I hope you picked up a thing or two about what mutual funds are and their advantages and disadvantages.

But what if I told you that there was a type of mutual fund that combined both the advantages and minimized the inherent disadvantages as well? Would you think I was pulling your leg?

Enter index mutual funds.

Save the best for the last, right?

Index mutual funds explained

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