Cross Border Shopping Can Save You A Fortune

crossbordershoppingcansaveyouafortune.jpgMany Canadians at one time or another have done some shopping in the United States and most have probably remarked at how good the prices seemed while they were there. You’re probably one of them! But did it really stick with you? Do you realize exactly how much more we have to pay for things up here in Canada?

In the past couple of years, with the loonie doing so well, I have significantly increased my amount of cross border shopping. Actually, since the closest border town to me is 3 hours away and barely has any shopping centers, I have more technically increased the amount of my online cross border shopping. How is this possible when most online merchants either don’t ship to Canada or charge handsomely to do so? The answer is I don’t ship the items that I purchase to my home, I purchase and ship them right to the border in groups and go and pick them up there later.

How Much Cheaper Is It?

A lot! Although not for everything; you do have to pick and choose! Many items like food, clothing, and furniture can easily cost 50% less or more than the identical item would cost here in Canada. One easy way to find out what is cheaper and what isn’t, is to go online and visit a few Canadian E-tailers or even bricks and mortar stores and check out the prices of a few items you are interested in buying. Then proceed to similar American sites and look for the identical products to compare prices.

My favourite sites to do this with in the USA are Amazon.com and Walmart.com. Their inventory is so huge that they carry almost any mass produced product out there, so you’re almost sure to find what you’re looking for! They can also be great to buy from because Walmart.com has free shipping to any one of their own stores where you can pick up your order and Amazon.com has free shipping on almost any order over $25.

What Are Some Good Items To Buy?

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Earn Thousands Of Dollars In Credit Card Rewards

Earn thousands of dollars in credit card rewardsHave you ever wondered what the best credit card available in Canada is? Should you choose one with an annual fee or not? Are travel rewards credit cards worth the hassle, or should you just stick to a simple cash back credit card? Is signing up for a credit card even a good idea at all? These are all very good questions and, with the number of credit cards available in the Canadian marketplace today, making the right choice can seem nearly impossible.

With people like you in mind who are overwhelmed with the choices and not sure if it is even possible to determine “the best” credit card, we have put together a complete credit card guide that seeks to answer almost any question you might have in regards to credit cards. Not only that, but we have done a thorough analysis of the best credit cards on the market and come up with our own custom scoring system for comparing them in an objective manner. It takes many important factors into consideration such as the return a typical person can get on their credit card spending, the maximum return you can possibly achieve if you do everything just right, how flexible the credit card rewards are, and the quality of the insurance package that comes with the card.

It is actually our belief that every person who can qualify for a rewards credit card should be using one for every possible purchase that they make, so long as you are able to pay the balance in full every month! Unfortunately, not all people can handle the responsibility of having a credit card and when using one they find themselves overspending and getting deep in debt by spending money they don’t have. But, if you are a responsible spender or saver and you aren’t using a credit card, then you are leaving a lot of money on the table that would otherwise be in your pocket!

How Much Can You Really Earn With Credit Cards?

So all of this sounds nice, but when it comes right down to it, how much can you really earn with credit card rewards? Keep reading » about Earn Thousands Of Dollars In Credit Card Rewards

Calling Retentions Can Really Slash Your Bills

Calling retentions can slash your billsDo you ever think of how much the many services you use every day are costing you? When you add up the costs for a home phone, cable TV, cell phones, high speed internet, and anything else you might be signed up for, it can amount to a lot of money! And they are the worst kind of expenses too, monthly recurring payments.

When you first look at price tag of these services, it doesn’t seem like all that much because the total cost is split up into small monthly payments that appear manageable. However, if you add up the total cost for the year or even your lifetime you can see that these seemingly small costs are bleeding you dry. How is that people can afford to pay $100 a month after taxes and fees for an iPhone with a decent number of minutes and lots of data? That’s an astonishing $1200 a year or $12,000 over a ten year period! When you think about it, you might even be able to buy a car for $12,000 that would last you those same ten years. Isn’t that ridiculous? And that’s just for one service, most people have several!

Unfortunately, most of us are too tied to these services to eliminate them from our lives completely, so what else can you do? Keep reading » about Calling Retentions Can Really Slash Your Bills

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