Review: SimplyCash Preferred From American Express

American Express SimplyCash Preferred review

The SimplyCash Preferred Card from American Express is like the big brother to the no-fee SimplyCash card in that it has higher cash back and more perks, but comes with an annual fee of $99 to account for them.

You’ll get 2% cash back on ALL purchases, which is a really good rate, and the annual fee is less than many of its main competitors.

However, this card definitely fills a nice niche that you will begin to appreciate as you peruse the pros and cons below. The sign up bonus that is effectively worth $300 is also nothing to sneeze at because none of the other cash back cards come close to this - they typically come in at around $100, if a bonus is offered at all.

Plus, Amex will throw in a $100 statement credit for new cardholders, if they reach that $300 cash back by spending $6,000 in the first 6 months.

Quick Facts

Keep reading » about Review: SimplyCash Preferred From American Express

Online Side Hustles for Creative People

Online side hustles for creative people

If you’re creative and hard-working, then there are ways you can pull extra cash each month.

Side hustles are something you do – before or after your day job – to generate extra income, whether it’s to paid down debt, put aside more savings, or treat yourself to something that’s not in your budget.

There have always been traditional part-time gigs like babysitting, doing yard work, and cleaning houses. But creative people are finding more fun ways to boost their income while using their talents or pursuing hobbies they enjoy.

It’s just a matter of finding the right hustle for you...


Keep reading » about Online Side Hustles for Creative People

The War On Debt: How NOT to keep up with the Joneses

The war on debt: how not to keep up with the Joneses

Chances are, the Joneses are in debt, too.

They may be depending on a higher income to pay it all back, but it doesn't matter, because we’ll never know.

People don’t talk about what they make or what they owe.

But we do care about appearances—at least I do.

In self-employment, I want to give the appearance of busyness to engender confidence in potential clients and reap actual business. Success begets success.

The same thing applies to my personal life. I want to look successful in the eyes of my peers.

“By this time, and this age, this is where I should be, this is what I should have, and this is what I should be able to do.”

Unfortunately, life has not turned out as I expected. Not at all.

Do you need a paradigm shift?

Keep reading » about The War On Debt: How NOT to keep up with the Joneses

$1000 Cash HUGE Christmas Giveaway 2017!

$1000 cash Christmas giveaway 2017

I hope you're warming up to the idea of winter and Christmas because they're both just around the corner...

...and with the state of the world being quite a mess lately, it can seem like all you're going to get in your stocking this year is a lump of coal.

Not for HTS readers though!

Christmas season means one thing around here: our huge annual Christmas Giveaway where we give away $1,000 of our own money to make your holidays just a little bit easier and to take your mind off all the doom and gloom.

That right. We're doing it again this year. Just like we did in 2013, 2014, 2015, and 2016 - 5 years running now!

But first, before you enter using the form below, we want to hear what you would use the extra cash for this Christmas. Leave a comment below - we love reading about your plans, dreams, and yes ... even practical uses for the money, like paying down debt.

And why not share the Christmas spirit by sending a link to this giveaway to your friends and family?

Everyone wins when we grow this community and learn to better manage our money together.

The Prizes

This year we're focusing on giving away our own $1,000 but want to say a special thank you to Home Trust for donating an extra $100 gift card on top of the cash prizes from us.

Here's the $1K from me that you know and love:

  • 1st Prize - $500 cash
  • 2nd Prize - $250 cash
  • 3rd Prize - $150 cash
  • 4th Prize - $50 cash
  • 5th Prize - $50 cash

Here's a bonus:

  • 6th Prize - $100 gift card from Home Trust

Total Prize Value: $1,100

Enter Here:

Keep reading » about $1000 Cash HUGE Christmas Giveaway 2017!