My 25 Favourite Ways To Save Money On Life's Most Important Things

Favourite ways to save money on life's most important things

Today's post is from Andrew Daniels -- founder of Family Money Plan and Millennial Homeowner

Some people are just born a certain way.

Some are skilled hockey players. Others can write an amazing song.

For me I was born to save money. Saving money has always been a passion of mine: I’m always on the lookout for a great way to keep more of my hard earned money.

The way I see it, there are three big areas in your life that make up most of your daily spending:

If you focus on finding savings on these three first, you can do yourself a huge service down the road. So, let’s get going on how to save on all these ones...

Here are my favourite ways to save money.

How I Love To Cut Our Food Costs

Keep reading » about My 25 Favourite Ways To Save Money On Life's Most Important Things

PC Financial Mastercard Review - Big Grocery Rewards, No Annual Fee

PC Financial Mastercard review

This article was sponsored by PC Financial®.

My very first rewards credit card was the brand new (at the time) no fee PC Financial Mastercard. That was all the way back in the early 2000s.

Why did I choose it?

Like many others I was enticed by free groceries with no annual fee.

I saw a banner outside of the newly constructed Superstore in my area advertising grocery rewards with no annual fee and I was already a PC Financial day to day banking customer, so the choice was easy.

I kept the card for a few years and loved it until I got pulled over to the dark side of travel rewards and decided I wanted to see the world. But, I’ve often thought back fondly on my experience with that card over the years and even considered re-applying a time or two.

Since then, PC Financial has continued to improve their line of credit cards and have added two new cards to the fold – the World and World Elite versions of the card – that come with plenty of extra rewards and perks.

How The PC Financial Mastercard Works

Keep reading » about PC Financial Mastercard Review - Big Grocery Rewards, No Annual Fee

Group Registered Retirement Savings Plans: Your Pay Raise Just For Being You

Group Registered Retirement Savings Plan

I have received a lot of questions about these plans from family and friends…

Usually referred to as “that thingy that my employer has that I am supposed to contribute to for retirement. I think?

So, why not dive a bit into the nitty gritty.

Let’s talk about what they are...so you can take advantage of them.

What are they?

Keep reading » about Group Registered Retirement Savings Plans: Your Pay Raise Just For Being You

The War On Debt: Surviving as a Single-Income Family

The war on debt: surviving as a singe-income family

When my husband and I were first married, together we made just enough money to pay our rent and meet our obligations.

It was okay, because we had no debt.

And I looked forward to building my career in communications...

Then I found myself pregnant.

As new parents, we juggled odd working hours in our entry-level jobs.

I loved my job at a monthly business newspaper, but I felt like I was only working to pay the babysitter. We talked about me quitting a lot, but on paper it was a ridiculous idea.

The clincher came when my daughter turned one and she began calling my babysitter “Mommy.”

Related: Boost Your Salary In A Tough Economy

Enough was enough.

We agreed that I would freelance at home, providing the same sort of production services I performed at work, and for a while it was okay.

We made ends meet with my husband’s salary, combined with both of us getting gigs on the side.

When I embarked on my Stay at Home Adventure in 1996, I was already an anomaly. Statistics Canada reports that the number of two income families has nearly doubled in the last 40 years.

It’s not just because of feminism: higher mortgages, higher taxes, ever-climbing gas prices, the rising cost of food and transport, and basic services of all kinds are mucho expensive.

While I would never discourage anyone from staying home with their kids, I have a few words of advice.

Tips for the Stay at Home Parent

Keep reading » about The War On Debt: Surviving as a Single-Income Family

Pages