Free Coffee Rewards: A Review of Starbucks, McDonald’s McCafe and Tim Hortons Loyalty Programs

Free Coffee Rewards: A Review of Starbucks, McDonald’s McCafe and Tim Hortons Loyalty Programs

Getting free stuff can be a high for some of us, especially when it comes to food and drink.

Because who can resist getting a tall, skinny, non-fat mocha with extra whip – all for free?

And to get the most free coffee, let’s do a comparison of the top 3 food and drinks rewards in Canada:

Three different fast food reward programs...But which gives you the most cuppa?

The Skinny on Starbucks Rewards

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Reddit Personal Finance Reduction

Reddit Personal Finance Reduction

It was supposed to be simple.

Go to reddit, and sift through all of the information to find the best answers to the best questions for the week.

What I had at the end of all of my research was 152 pages of raw data: questions, answers, jokes, repeated answers from people who had not read the rest of the comment thread ‒ it was a mess.

Then, after spending the week going through that information, I did it all again and condensed what I found into the following questions and answers.

But first, let’s talk about reddit...

How reddit works

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Best No Fee Cash Back Credit Cards in Canada 2018

Best no annual fee cash back credit cards in Canada

Can anyone who wants to save money resist free?

The billion dollar points and reward industry is built on free. So are billion dollar tech companies offering free premium services (hi Facebook)...

...And credit cards with decent rewards for a $0 annual fee are equally hard to resist.

For me, I tolerate the fees that come with premium cash back credit cards – because I pocket net positive rewards even after I take the fee out of the equation. (Not to mention the other perks I get as well.)

But, there are also times when it might be better to go with a no annual fee credit card, for example:

  • You mostly use debit or cash for purchases.
  • You spend less than $1,500 per month on your card and simple math shows that the cash back you would earn will NOT cover the fees you have to pay.
  • You worry if you would overspend to make up for having a card with an annual fee.
  • You're looking for a no fee Mastercard or Visa to pair with your premium Amex card (so you're covered in acceptance all around).
  • You just can't stand paying hefty fees.

If one of these is you, then the question becomes: which no fee card is best?

Best Cash Back Credit Cards With No Annual Fee

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Tasty Recipes That Won't Break The Bank

Tasty Recipes That Won't Break The Bank

Eating delicious, nutritious and filling foods don’t have to cost you a fortune...

Even if your tastes are more refined (read: picky) ‒ or you prefer to eat out ‒ it’s possible to find homemade recipes that satisfy both your hunger and wallet.

Because as long as you’re willing to do a bit of planning and cook most meals at home, then you’re bound to have money leftover to spend on a few meals out at the end of the month.

Embrace The Meal Plan

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