The Case For – Or Against – A Cashless Society

The case for (or against) a cashless society

What happens if the physical monetary unit goes away?

Does that mean we’re going down a bad rabbit trail to a place where society should not go?

Is a move toward digital currency like Bitcoin an inevitability?

We’ve got questions, but with no clear answer.

To start, how about we have to look at a couple of points:

  1. The unit of cash itself
  2. The payment process, security and anonymity

While this is entirely way too large to discuss all in one article, let’s start the conversation anyway.

Money, money, money…money!

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31 Money Apps, Products, and Tools You Should Be Using

31 money apps, products, and tools you should be using

There are so many tools, products, and apps out there that it’s hard to know which ones to use. There’s so much choice that it’s easy to pass by some great money saving apps and tools without a second look.

It’s even harder to find stuff that works well for Canadians – nearly everything is targeted at Americans because of their larger population.

Even though I’m a tech-savvy guy, I still don’t use as many money tools as I probably should to truly maximize my money.

Some of it is due to privacy concerns – I don’t want to link up directly to my bank, credit card, or investing accounts. But, most of it is that initial barrier to entry of learning something new when what I already do works well enough.

It really helps when someone vets and recommends useful tools first before giving them a try yourself, don’t you think?

So here is a collection of apps, financial tools, and products I either use myself or think are worth using based on the reviews and features they offer.

You can find even more money saving deals and tools that I use everyday on our deals and tools page.

Best Money Saving & Personal Finance Apps

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The War On Debt: A Vacation From Debt?

The war on debt: a vacation from debt

My husband and I never had a honeymoon, and it seemed to set a precedent over our marriage for the next quarter century.

Other than camping or visiting friends and relatives as far west as Ontario, travel was never high on our list of priorities—by necessity, not desire.

But in anticipation of better budgets and better times ahead, I consulted with Ellen Tucker, president of Freedom Tours and Travel in Saint John, New Brunswick, for some advice about the best value in vacations.

Is sand and surf the only option?

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Calling Customer Service: Your Ticket To A Better Deal

Calling customer service: your ticket to a better deal

Dealing with real people – especially when shopping online – is often the last thing on our minds.

We’ll compare prices, hunt for sales, look for coupons and even use portals for extra cash back…

But, when something goes wrong during the checkout process (and let’s be honest, that happens much more than it should), we’ll accept the wasted time and just abandon our cart.

It’s a frustrating customer experience, and I’m sure we’ve all been there. When you’re looking for the best deal, things can and do go wrong because you’re doing something outside the norm.

People and websites are good at handling norms, but when you throw them a curveball things can slow to a crawl or completely crumble.

I’ve personally had problems with pretty much all the major sites at one time or another (Amazon, Best Buy, Staples, Cineplex, you name it).

In store, I’ve waited for more than 30 minutes while poorly trained front-line staff go back and forth with equally poorly trained managers about a simple coupon, promotion, or price match more often than I’d like to admit.

It’s infuriating but, if you have patience, it pays off. That’s especially true online.

Getting The Deal You’re Entitled To

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