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Pointers On Building Your Stockpile

Pointers on how to build your own stockpileThere’s many sizes of products in any brand lineup…

And it’s not surprising that it can get confusing sometimes as to when they should purchase short term or long term supply of many items.

I know I get confused. And so do other stockpilers.

I’m more at ease when I’m ahead by a month’s supply in many non-perishable items. But sometimes the savings are greater when we don’t supersize everything.

That being said, good stockpiles are built over a longer period of time, through strategic shopping using couponing techniques, loss leader shopping, clearance sales, etc.

If you’re purchasing items for your stockpile at full price, it defeats the purpose.

To get started, first things first...

How to Unit Price

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8 Apps For Spending Less On Groceries

8 apps for spending less on groceriesWe can’t do much to lower some of our monthly expenses, as much as we’d like to chop that mortgage payment in half…

But groceries are one of the variables we can control.

Choosing generic products over name-brand products can sliver a bit off the grand total. And so can looking for sticker deals on items that are about to expire.

But one of the easiest – and most effective – ways to spend less at the grocery store is by using the apps designed for this very purpose.

Grab your phone, sit back, and I’ll share my favourite digital apps for saving money on groceries...

Plan ahead

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7 Ways To Declutter Without Spending A Fortune

7 ways to declutter your home without spending a fortune

Organization storages bank on the fact that we’re attracted to those clear lucite boxes, monogramed fabric bins, or classic wooden divided trays…

They’re crisp and beautiful, with the promise that we can buy our way to a more streamlined, organize life.

But that doesn’t mean there aren’t far cheaper options available elsewhere – including in your own home right now.

Here are some of my favourite ways to get organized without a costly trip to the store for sets of matching bins and baskets.

Make your own

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A Surprising Way To Save $50 On Shaving

A surprising way to save $50 on shaving

I love to save money where I can.

After all, a penny saved (or a nickel now) is a penny earned, right?

So, while you can probably find amazing deals (whether through Dollar Shave Club) or your local flyers…

I’m going to suggest that the best way to save money with shaving is go to back to the future and use a very old technology:

Double-edged safety razors.

Old is new again

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The War On Debt: Reining In The Food Budget

The war on debt: reining in the food budgetI must admit, I don’t even look at sales flyers.

The blue plastic bag is tossed on our driveway Thursday night. On Friday morning, I drop the whole thing straight into the recycle bin.

After talking with Katie Peterson, a registered dietitian, mother of five and meal planning expert, it looks like this is one more thing I need to change.

Katie’s blog is filled with tips on organization and time-savers, particularly for busy, young mothers. She also teaches how to eat on a budget (she calls it “Frugalicious” meal planning) via home parties and Facebook.

After speaking with her, I felt better about our $800 grocery bill in January, since she told me she aims for $780 per month for her family of seven.

“You have five adults,” she says. “Eight hundred is not too bad. I tried to cut back to $600 in January and found it quite challenging. But our grocery bill includes eating out, toiletries, laundry soap, coffee—everything.”

Of course, I didn’t admit that $800 was likely a cheap month. Sometimes we’ve spent upwards of $900. What usually blows it wide open is the purchase of convenience meals on a weeknight when we don’t feel like cooking, or eating out too often for the same reason.

This, Katie tells me, is the problem in most kitchens.

“If you want to stick to a budget, you need a plan. I’ve been doing it for 11 years, so now it only takes me about 30 to 40 minutes for the whole month.”

Frugalicious Meal Planning

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18 Ways To Save A Bundle By Repurposing Your Wardrobe

18 ways to repurpose your wardrobe and save on shoppingWhen clothing shrinks, gets stained, or no longer fits…

Your first impulse might be to toss it into a donation bin.

But think again!

Canadian Smart Savers know how to take those pieces and turn them into something new. Whether it’s a refreshed outfit, a tote bag, or something beautiful for their home.

Here are some creative ways to turn old clothing into something NEW.

Give Clothes A New Life

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7 Reasons Why Buying Household Basics Online Saves You Money

7 reasons why buying household basics online saves you moneyIt’s fun to shop online for personalized gifts, cute shoes or a new rug for the living room…

But have you ever thought about going online for boring basics like dryer sheets, dish soap, plastic wrap and paper napkins?

This surprising life hack can actually save you quite a bit of money every month.

And I’m here to tell you why...

Save money now...

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Canadian Stores With Free Shipping

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Picture yourself whimsically browsing the internet…

Maybe it’s a new pair of jeans you’re after OR a great book to whisk you away on your next incredible adventure...

Browse … Click … Read … Like … Add to Cart … and THEN you see it ...

FREE Shipping - BUY NOW.

But, it doesn’t always go that way does it?

Sometimes you see this instead:

Shipping: $10

What do you do?

Run for the hills of course - you’re out of there faster than The Flash.

Free shipping makes all the difference in your buying decision. Sure, the cost of shipping is built into the price anyway … but after you’ve decided to buy you want to know the price isn’t going to skyrocket at the checkout.

Some companies like Amazon.ca are able to offer low prices AND free shipping because of their size and lack of expensive storefronts to maintain. Then it’s win-win.

My favourite trick?

Find the lowest price at one store, and then price match at a different store that has cheap or free shipping for increased savings.

Here’s a big list of all the Canadian stores that ship for free so you’ll always know where to get it.

Where Do You Want To Shop?

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How To Get The Best Deal (With This Little Secret)

howtogetthebestdealwiththislittlesecret.jpgThe word “deal” is SO overused.

Everyone and their mom thinks they got an AMAZING deal on the latest thing-a-majig they bought from so-and-so.

Psssssst. Here’s a little secret:

You likely got an average deal at BEST.

At worst - you got taken for a ride and paid an inflated price for something that was camouflaged as a deal.

Marketers are so good these days they know what you’re thinking even BEFORE you do - if you caught a good “sale” - then you paid exactly what they wanted you to.

Don’t get me wrong, smartly shopping sales and clearances can land you some pretty good deals, but that’s just the start of what’s possible.

The real secret?

In one word ... STACKING.

What Is Deal Stacking?

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Canadian Rewards Programs: Are You Loyal?

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Rewards programs are meant to create loyalty…

Repeat customers and repeat business are the name of the game.

But my experience has been that it doesn’t pay to be loyal. Shopping around for both the best prices AND the best rewards bonuses and perks is 100% the way to go...

IF you’re willing to invest the time.

A quick check shows that I am currently a member of at least 30 rewards programs. I don’t use them all on a regular basis - I have my favourites just like anyone. (Don’t miss my top 5 below.)

Then, there’s other times when rewards programs just aren’t worth it.

But, I do try to keep my eyes open for amazing opportunities in any one of those 30+ programs. If they make me an offer I can’t refuse - then I’ll take it!

That said, it’s hard to know what’s out there and targeted specifically at Canadians. I’ve put together a pretty comprehensive list below - please add any I missed in the comments!

Cash Rewards For Shopping Online

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