The Best Way To Use Your Save On More Rewards Points

thebestwaytouseyoursaveonmorerewardspoints.jpgEver wonder just what's the best way to redeem those More Rewards Points offered by Save on Foods, Pricesmart, Overwaitea Food Group, and Urban Fare? Or are you like most people who think they'll never add up to much anyway and just spend them when the cashier offers to redeem your points for a 'free' product? Admittedly, these aren't life changing amounts of money, but here are some tips on how to play "the game" more efficiently. After all, if one is allowing one's buying patterns to be used for data mining, why not get the most value for it?

Tips For EARNING Extra More Rewards Points

Let's say you are an avid collector - you just love buying the Big White passes each year for Christmas gifts and the feeling of getting a great deal! Or perhaps you love the idea of taking a 'free' flight. Here are a few tips on how to boost your points balances.

Earning In-Store

Besides collecting of the points themselves, value can also be found in using the card in store. It is becoming increasingly the case that you only get a discounted price on your grocery purchases if you scan your points card at the checkout. (The irony is that one of their major competitors, Safeway, has recently backed off of forcing their customers to bring in their membership to get discounted prices on groceries!)

Typically, "More Rewards" points are earned at a rate of 1 point per dollar spent when you shop at their grocery stores, including Urban Fare. It's a good idea to watch for double points days as well as bonus points that are offered quite regularly. Here are few in-store examples of how to earn points.

  • Bonus points on products - just keep an eye for the little blue shelf signs while shopping in store.
  • Multi-buy specials - A typical offer would be "Buy four boxes of Kelloggs cereal and receive 2000-3000 points." You usually don't need to clip the coupon from the flyer, just buy the product and the points show up on your receipt automatically. If you use the FLIPP app on your phone to find the product on sale cheaper locally elsewhere, you can save even more. (This app is fantastic, you can search for ANY advertised item and find out who has it on sale - click here to check it out.) Note: Some stores still won't accept price matching requests unless you have the paper flyer, so bring the flyer in when you shop if that's the case. Ask the cashier to price-match the items. You'll still get the points that are associated with those items, as they are automatically added by the system giving you more points per dollar spent.
  • Manager's specials - Each store is responsible for distributing their own points. Some Store managers offer a 1000 point incentive if you fill out one of their feedback surveys. Just bring in the confirmation sheet after filling out your survey, or fill it out online at the kiosk provided in select stores.
  • Share your account - Be sure everyone in your family has a card, they come on key-chain tags as well, so everyone can easily earn.
  • Use the kiosk - Most stores now offer a More Rewards kiosk close to the entrance where you can scan your card and receive bonus offers for spending set amounts. Typically one receives 375 points for a $35 spend, but the amounts are often MUCH larger if you spend more. Each card is allowed one scan per day. The highest value coupons are only offered to each cardholder occasionally, it seems.

Ways To Earn Outside Of The Grocery Store

  • Newsletter offers - one good resource is to sign up for their newsletter at morewards.ca to get offer sent directly to your inbox.
  • Online coupons & specials - you can to get an advance look at upcoming offers here at SmartCanucks.
  • Credit card - Pricesmart now offers a Mastercard that can also be used to accumulate points on all your spending You earn 4 points for every dollar spent.
  • Shop at partner stores - see list below.

List Of Partner Stores

But How Much More Rewards Points Actually Worth?!

Don't Squander those hard earned points! After you put all that effort towards building your points balance, use them wisely! Here are the best ways I've found to redeem your points, listed from best to worst…

  • Events & Activities - The better values are on points redemption that are geographically limited. For example a better value is to spend $60 in cash for an $85 Big White ski card and then add 3000 points for another $25 value. That's worth 0.83 cents/point. But if one doesn't live near that ski hill, it's not good value regardless, is it? Might make a good gift for someone though....or maybe you think you can re-sell it and get some cash for your points that way, who knows!?
  • Special Redemptions - Watch for Special redemption items in the flyers. A recent special allowed you to purchase a 16gb Mini Ipad for $149 and 20,000 points. These ipads retail at about $250, which gives you a value of 0.5 cents/point. Save on Foods also offer seasonal points redemption deals on Itunes cards and (poorly located) Canucks hockey tickets that can also be great value. Just keep your eyes open for the seasonal specials.
  • Vacations – Uniglobe offers $250 vouchers for 59,000 points. (0.42 cents per point) They can be used towards MANY different vacation package consolidators. Be sure to ask a Uniglobe agent for details, as vouchers cannot be applied towards booking fees (typically $25-$50 per booking).
  • Automotive - If you live in B.C. or Manitoba, the best redemption value is in the Jim Pattison gift cards. Your points are worth 0.35 cents/point each and you can spend the money at the parts counter or on getting an oil change or MAYBE even a new car purchase. That's a pretty good return, but again, geographically limited.
  • Flights - Generally one can find better deals by shopping carefully for flights. On my favourite flight pricing website, Kayak, the cheapest round trip fare to Vegas from Bellingham is listed at $244 after tax. With a points redemption of 79,000 the points value works out to 0.31 cents/point. But I'm not sure how easy it is to use the vouchers you purchase.
  • Gifts Cards - A typical redemption of Save On More Rewards points for gift cards is worth 0.23 cents per point. For example, the Sears $100 card costs 44,500 points.
  • "Free" Items of the week - In particular the 'free' item that they offer most weeks in store offers very poor value. For example a recent flyer had a 10 pound bag of Russet potatoes advertised for 1800 points. During the same week, Walmart had Russets on sale for 20 cents per lb, so that's a value of $2. (Admittedly, I'm disregarding the 'suggested retail value' of the potatoes, which might actually be an overpriced $5.00, giving you a value of 0.17 cents per point. But I only ever buy potatoes when they are on sale.)
  • Merchandise - There are ways to get great value for your points, but the poorest choices, just as it usually is with the Air Miles program, are to buy merchandise. A quick search indicates that a Black & Decker Coffee maker, valued at 21,000 points, at Amazon sells for $36 after taxes, a value of 0.07 cents/point.

Reward Value Summary Table

Here's a quick summary table showing how much each reward option is typically worth:

 

Item

Points Required

Retail Value

Reward Value (Cents / Point)

Upgrade of Big White Gift Card

3000

$25

0.83

Upgrade of Mini Ipad purchase

20000

$100

0.50

Uniglobe Vacations

59000

$250

0.42

iTunes cards (seasonally available)

14000

$50

0.36

Jim Pattison Gift cards

29000

$100

0.35

Flights (ex - BLI to LAS)

79000

$244

0.31

Sears Gift Card

44500

$100

0.23

Merchandise (B & D coffemaker)

21000

$36

0.17

"Free Item" of the week

3000

$2

0.07

Good Luck Shopping! I would love to hear your stories and discover other tips for how to boost the redemption value of More Rewards points!

Author Bio: This article was contributed by a regular HowToSaveMoney.ca reader. She's passionate about points and saving money and is the only person I know that tried to order several palettes (like the ones you see in Costco) of a product just to get as many points as possible.

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Comments

Stephen Weyman
Stephen Weyman's picture
Thanks for sharing your article Sean. I too love PC Plus and have been using it regularly because my normal grocery store is Superstore. I've probably saved about $100 so far, which isn't crazy money but it was all for stuff I would have been buying anyway, which is nice. I also have an article up about PC Plus. You can find it here: http://www.howtosavemoney.ca/pc-plus-loyalty-program-review-and-tips Actually, I see you already commented on it so you must have read it when it was first published.
October 04, 2014 @ 6:38 pm
charles mclennan
charles mclennan's picture

I would like to know how a person can get 60 000 points 9 times in 9 months when there spending habit is nil? i have a card that has my signature i believe and i accesed the card on line and i had a balance of 1 .2 million points , how can any person buying and spending get so many points i feel this is a fraudulent account that used me as a gsucker and i would sure like some answers

February 20, 2015 @ 4:23 am
Stephen Weyman
Stephen Weyman's picture

I can't really speak to that problem myself Charles. You'd have to contact More Rewards yourself to see if they can answer your questions about your account. Here's the link to their contact page:

https://www.morerewards.ca/contact-us

February 23, 2015 @ 10:11 am
Bob
Bob's picture

Who cares - just spend it !

June 16, 2016 @ 5:47 pm
Debbie
Debbie's picture

PC Points Work...collecting the points for everyday shopping adds up,,quickly when you load the weekly specials and shop smartly,,,and also look at getting linked up with pc financial credit card and your own debit account.. I recently bought a TV and only had to pay the sales tax... The More Rewards points Suck!

November 01, 2015 @ 9:39 pm
Cameilia
Cameilia's picture

I loved this post however you are missing a few ways to maximize your points and a few things have changed. I have figured out a way to go on vacation absolutely free thanks to my points. First is the save on foods app that you can get on your phone. all the point coupons are there and since the kiosks are being phased out this is a great tip. There is also the app Carrot which asked you health questions and pays you in save on more points. Do you have someone in your household that works for the overweightea food group( spouse or child)? Did you know they often get 10 or 15 x the points on either western family product or their entire order? So ensuring your cards are linked is important. Another tip I love is to save those receipts! combine them at the end of every week so you dont miss out on points! The more rewards credit card was cancelled but a new one is coming, instead of 4 points for every dollar spent in store its 6! The new credit card will no undoubtedly have a great point incentive for signing up! When i shop I look for high points and low $ value items. In one year i can save $550,000 points! Thats equal to $2500 in travel. I love that save on foods now has a travel agency. you can book trips on line or through their agents and the price is way better than the vouchers. Their agents will match any travel price you can find online or find a better deal.

March 26, 2016 @ 11:20 am
Stephen Weyman
Stephen Weyman's picture

Fantastic information Camelia - very helpful! A $2,500 free vacation every year is a great accomplishment.

March 26, 2016 @ 8:29 pm
Bob
Bob's picture

What is this Carrot ? I have the new app, but I don't see a carrot

June 16, 2016 @ 5:51 pm
Alana
Alana's picture

Math is not my forte but collecting points and being cheap is! What is the formula used to figure out what is the better deal? For example, which is the better deal;

27,000 points for $50 Best Western Certificate

or the

3,000 points plus $40 for the $50 gift card

Whats the calculation/formula that turns it into cents?

Thanks!

May 03, 2016 @ 6:58 pm
Stephen Weyman
Stephen Weyman's picture

You just take the dollar value you are getting for your points (in this case either $50 or $10) and divide it by the number of points you are spending to get that dollar value of reward.

$50 / 27,000 points = $0.00185 = 0.185 cents per point

$10 / 3,000 points = $0.00333 = 0.333 cents per point

So, the discounted gift card is clearly the better deal in terms of value you get for each point. However, you have to factor in that to achieve those savings, you need to spend an additional $40 out of pocket.

May 05, 2016 @ 12:19 pm

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