Groceries

Canadian Retailer Price Matching Policies 2016

allcanadianretailerpricematchingpolicies2016.jpg

If you’ve never ever price matched before…

Know you’re absolutely missing out.

Not only on great savings…

But also on the rush that you feel when you score a deal.

A deal YOU made happen.

If you want to know what price matching is all about - and HOW it works - check out our ultimate guide to price matching in Canada.

And another thing. I’ve got something cooking for you next week.

We’re starting a NEW challenge. Check out the sneak peek right here:

Save Money Challenge #3 - The Price Match Edition.

Tell me - ARE YOU IN?

Why?

Because money is all about mindset.

I made a simple choice to price match at Staples more than a decade ago...

I didn’t know it at that time - but the ripple of effect of that SINGLE choice was life changing. That rush I felt empowered me to take charge of my money in so many other ways.

For easy reference, I’ve updated and summarized the price matching policies of these Canadian retailers (the original post was more than two years ago).

When the challenge starts next week, you can check back here to see the policies of your favourite stores.

Jump to a Price Match Policy

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The $36.9 Billion Cost of Poor Health...and How to Get Real Food for Less

the_36.9_billion_cost_of_poor_health.and_how_to_get_real_food_for_less.jpgConsider the high cost of poor health...

Unhealthy lifestyle choices cost Canadians $36.9 billion per year according to this Canadian Men’s Health Foundation’s study.

You can bet we’re all affected because our tax dollars fund our healthcare programs...

Poor health also affects our ability to work. Of course, we just can’t do our best work when we’re sick...

I worked in Human Resources and consistent absence from work (“absenteeism”) is a classic management headache. Employees who are legitimately sick and truly need their employer’s support, unfortunately, get mixed up with those few bad apples who abuse the system.

If you’re a full-time employee, you’ve got a limited amount of sick leave and likely some long-term disability coverage (although even if you qualify, this only replaces a portion of your salary).

Related: Want to get a salary raise? Read this and learn from a trusted career coach...

But what if you’re a casual employee with no benefits and no guaranteed work hours?

What if you’re self-employed?

Your income could take a sharp nosedive when you need it most.

And then there’s also quality of life...

Sure, we’ve gained 20 to 22 years in life expectancy - but are we living better? Will we be healthy enough to travel at 65? Or play with our grandkids at 75?

When we invest in our health starting now - it can make a HUGE impact not only in the short-term...but also over the longer-term.

Here’s a thought...

We prepare for our financial well-being leading up to retirement. But at the end of the day, what’s the point of gaining a mountain of money if we’re not going to have the health and the zest to enjoy it with the people we love?

So why not invest in our health as well?

Investing in Food and Your Health

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Food Investment: Interview with A Local Farmer

foodinvestment-interviewwithalocalfarmer.jpgFood is a health investment. But is local food an affordable option?

Local food is affordable if it’s accessible” counters Dave Wolpin the 27 year old farmer and owner of Kredl's farmers market in Hampton, New Brunswick.

The key is to make local food widely accessible to the public, and Farmer Dave (as he calls himself) dreams that one day he can make that happen.

Better Grocery Store Model

Grocery stores that “represent its region’s produce” are what Farmer Dave hopes he’ll be part of in the next 5 to 10 years.

His vision is that the future grocery store model “exists as a host for the products of the region that inspires both agricultural excellence and cultivates culinary culture”.

But what is agricultural excellence?

It’s agriculture without the use of chemicals, which is also Farmer Dave’s long-standing philosophy. He’s boisterously proud that his farm produce is “no-spray” and quite indignant why anyone would ever spray chemicals on their produce.

For one thing, organic certification costs money which translates to added cost for the consumer. So Farmer Dave settles with a “no-spray local” label for his own farm produce.

Granted, we’ll have to take his word for that. However, even with an organic certification, mandatory laboratory testing to ensure that the produce has no pesticides is not part of the process. Essentially, we still end up having to trust that the “organic” label holds up - and then pay added cost anyway.

Local Produce Price-Comparison

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Sneaky Grocery Store Tricks (And How To Avoid Them)

sneakygrocerystoretricksandhowtoavoidthem.jpgGrocery stores are experts at marketing and consumer behaviour.

They get you in the door, keep you inside as long as possible, and subtly trick you into spend more money than you planned.

I don’t go grocery shopping often (we get groceries delivered weekly) but when I do I’m always taken aback by the subtle things grocery stores do to part shoppers from their money.

Whether it’s putting fresh produce near the front to make it appear everything is fresh or keeping staples like milk and cheese at the back so people will wander the store, there are plenty of things they do to increase their sales.

Here’s a few things grocery stores do to trick customers into spending more (and how to avoid them):

External Cues

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Which Grocery Store Has The Lowest Prices?

whichgrocerystorehasthe_lowest_prices.jpgWho doesn’t like to eat good food? Let’s face it: we all do!

Now, what I don’t like is spending a fortune on food.

If you keep a budget, you may notice that food is one of your biggest expenses. Whether you are a family of one or a family of twelve, rising food prices affects your finances.

So, with all the competition between grocery chains, which is the best one to shop at for the lowest prices?

The front pages of the weekly flyers have deals to entice you to visit the store, but what about the additional items that you need to complete your list?

Do you also need staples such as rice, flour, coffee that perhaps didn’t make the list of sales this week? Those may be priced higher, but until teleportation becomes common, we can’t get the lowest price all the time.

The consumer price index (CPI) is an indicator used to measure the change in the cost of a fixed basket of products. One of the product categories monitored is food. Below is a table of foods based on the market basket of foods listed on Statistics Canada’s website.

Related: The Ultimate Guide To Stacking Coupons And Deals On Groceries

Grocery Store Price Comparison

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The Ultimate Guide To Stacking Coupons And Deals On Groceries

theultimateguidetostackingcouponsanddealsongroceries.jpgI’ve been couponing for years now, and have heard many like-minded people state that this cannot be done in Canada effectively.

In the United States, it seems like a fairly easy thing to accomplish. We’ve all seen the shows: lucky shoppers who manage to bring their checkout totals down so low that they are being paid to wheel all those goodies out the door! Those examples are more of a half truth. Only the best shopping trips are highlighted on the show, and in the States there are much fewer restrictions on the use of coupons.

Here in Canada, as usual, we are over regulated in terms and conditions and couponing is no exception. The only store I am aware of that allows customers to more than one paper coupon on a single item is London Drugs, which I explain fully in a section below. But don’t lose hope, there is a way for us crafty Canadians to come out on top!

What Type Of Offers Can Be Stacked

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My System For Stacking Grocery Deals & Coupons

mysystemforstackinggrocerydealscoupons2.jpgSo, you have an organized binder full of great coupons and maybe you have even signed up with one or more of the Canadian coupon apps and are ready to find yourself some good deals. There’s only one problem: digging through your coupon binder and trying to match them with sale prices can be very time consuming.

I’m here to tell you that there is an easier way, and the system to do it all for you is a program already installed on your computer! It will not only help you find great deals, but sometimes you’ll even score free items when you stack paper coupons with online offers and rewards programs. When going through the weekly flyers, it will help you prepare a detailed shopping list to take with you to the grocery store.

“Window Shopping”

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The Top 5 Cash Back Couponing Apps For Canadians

thetop5cashbackcouponingappsforcanadians.jpgMany brand manufacturers are opting to go paperless when offering coupons on their products. When you consider the printing, paper and postage costs they incur with paper coupons, it makes sense because they can still offer great savings to potential customers while controlling their costs.

Since there are often no restrictions except for size and quantity on these offers, some really great stacking opportunities can present themselves which is great news for couponers. All that is needed to access these apps is a compatible smartphone, and a data plan or wireless connection. Quite often the same product will be offered on more than one app, in addition to paper coupons, meaning you might get 3 or more discounts on the same product!

The Top 5 Apps In Detail

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Multiply Your Savings With A Coupon Book

multiplyyoursavingswithacouponbook.jpgLast year I managed to save a significant amount of money on groceries by using coupons I found in a coupon book.

Not only did I save money from the coupons I found, I also managed to multiply my savings so that I saved much more than originally planned.

Stumbling My Way To Big Savings

My strategy for multiplying my savings was something I stumbled upon in the process of using my coupons.

I bought a coupon book online for a fundraiser that raises money for local schools. The coupon book cost $20 but was huge – it had hundreds of coupons inside. I bought it for the grocery coupons as those were the ones that I knew I would use and would save me money. The book had about $60 in grocery coupons that I was sure to use, so I’d easily make my money back.

In the process of searching for the coupon book through online classifieds I noticed that there were others who were in the same position I was – they also bought the coupon book but would only use 5-10 coupons out of the hundreds that were available.

I noticed ads placed by others who wanted to trade the coupons they weren’t planning to use for the ones they would use.

Related: Couponing For Beginners

It was easy to find plenty of people to trade coupons with, as certain people were looking for certain coupons and almost everyone had coupons they weren’t planning to use.

I contacted a few of them and asked if they’d want to trade and I was in luck. I traded with numerous people via regular mail since it saved us the time and hassle of meeting to trade for relatively low-value coupons.

How Much Money I’ve Saved

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Organizing Your Coupon Binder Made Easy

organizingyourcouponbindermadeeasy2.jpgFor those who are just getting started with using coupons, you may find it a bit overwhelming to keep track of them. Perhaps you get frustrated trying to locate a specific coupon while in the grocery store, or get shot down at the cashier for not noticing that one has expired. There is a simple way to ensure your shopping trips go quickly and smoothly: organization!

Give Your Coupon Binder An Upgrade

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