Credit Card Reviews

Citi Driver's Edge Platinum MasterCard

Class Platinum
Type MasterCard
Issuer Citi Canada
Annual Fee $0 $59
Interest Rate 19.99%
Min. Income $15,000
Reward Type Pseudo Cash
Reward Vehicle Discount
Reward Return 2%
Sign Up Bonus None
Grace Period 21 to 29 days
Apply Unavailable
 

Update: Citi is no longer accepting new applications for this card.

The Citi Driver's Edge Platinum MasterCard is a card that allows you to earn 2% of everything you spend on the purchase of a vehicle, new or used, with very few restrictions. All you have to do is go out, find the car of your dreams, purchase it, and then provide proof of purchase to Citi and they will issue you a cheque for the amount you have earned on the card up until that point, not exceeding $5000. Even with these great benefits, it doesn’t get a lot of attention these days, especially since they instituted the $59 annual fee, but it is still a very good card. Keep reading » about Citi Driver's Edge Platinum MasterCard

American Express Gold Cash Back Card

Class Platinum
Type American Express
Issuer American Express
Annual Fee $0
Interest Rate 16.99%
Min. Income $30,000
Reward Type Cash Back
Reward Tiered Cash
Reward Return 0.5-2%
Sign Up Bonus None
Grace Period ~30 days
Apply MBNA Smart Cash
 

This credit card is part of our Canadian credit card Hall Of Fame. This page contains historical information as it was when the credit card was either still available or when it was at its peak and is for reference purposes only. Please refer to The Best Credit Cards In Canada page for currently available Canadian credit cards.

The American Express Gold Cash Back Card appeared shortly after the Canadian Tire Cash Advantage MasterCard was discontinued and was considered by many to be its successor. It had a very reasonable tier structure that quickly escalated to the full 2% cash back and because cash is king many people thought it was the best credit card available in Canada. The roughly 2% returns could never compare to some of the top travel rewards credit cards like the MBNA Starwood Preferred Guest MasterCard that offered returns up to 6% or even more. But, the simple fact of the matter is that with cash your options are unlimited! Keep reading » about American Express Gold Cash Back Card

MBNA Starwood Preferred Guest MasterCard

Class Platinum
Type MasterCard
Issuer MBNA
Annual Fee $0
Interest Rate 19.99%
Min. Income $35,000
Reward Type Travel Points
Reward 1 point / $2 spent
Reward Return 2-6%
Sign Up Bonus 5,000 points
Grace Period ~30 days
Apply Alternative Card
 

This credit card is part of our Canadian credit card Hall Of Fame. This page contains historical information as it was when the credit card was either still available or when it was at its peak and is for reference purposes only. Please refer to The Best Credit Cards In Canada page for currently available Canadian credit cards.

The MBNA Starwood Preferred Guest MasterCard was the best travel rewards credit card in Canada for a very long time because it had no annual fee, offered conversions to airline miles in almost any airline rewards program, and had significant earning and transfer bonuses that made it even better than expensive annual fee cards like the CIBC Aerogold Infinite Visa. It was actually the card I personally recommended to friends and family until it was discontinued in 2009 and replaced by The Starwood Preferred Guest Credit Card from American Express. Keep reading » about MBNA Starwood Preferred Guest MasterCard

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