$1000+ Cash HUGE Christmas Giveaway!

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You read that right! I'm giving away $1000 of my own hard earned money in cold hard cash this Christmas in what I hope will be one of the biggest giveaways the Canadian personal finance blogging scene has ever seen.

In addition, I’m going to be contacting every Canadian personal finance blogger I know and imploring them to donate additional cash and prizes by begging on my hands and knees to make this one of the best giveaways ever! Of course, I will thank them profusely for this and write them a huge IOU for helping me up the ante and give out some amazing prizes to my amazing readers.  

Giveaway Over   - How About A $100 Gift Card Instead?

The giveaway is now over but if you want guaranteed cash instead you should check out my new article that shows you how you can get a free $100 gift card to one of 50 popular Canadian stores and restaurants:

Free $100 Gift Card And Up To 5% Cash Back On Gas & Groceries ➨

Why I’m Doing It

You might think I’m rich or that this blog generates a ton of income for me, but trust me when I tell you that $1000 is more than this blog has generated in income in a looong time. I make way less money per hour here than a minimum wage worker at Tim Hortons does, that’s for sure!

You see, I’m actually making up for lost time with this giveaway because I’ve always meant to do an anniversary giveaway celebrating my blog getting one year older ever since I launched this thing back in 2010, but I never followed through. So I decided, why wait any longer and why wait for the next anniversary to roll around? Christmas is a time when everyone needs some extra money and the spirit of giving is in full swing, so now is the perfect time.

I’m also hoping that this giveaway will help me expand my readership and reach out to people who would never hear about HowToSaveMoney.ca otherwise and I think that’s good for everyone. Even if you don’t win the giveaway, learning to save money without cutting back by reading my articles is already worth the price of admission – FREE.

The Prizes

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6 Tips For Keeping Better Tabs On Your Money

6 tips for keeping better tabs on your moneyKeeping track of your money can be a chore that you don’t often want to think about. I know I dread the endless letters in my mailbox, the stack of unfiled papers on my desk, the bills that need paying, the bank accounts that should be checked, and the budgeting and investment spreadsheets I should be updating.

Honestly, keeping track of your money properly is a lot of work so you’ll need every advantage you can possibly get to make it as painless as possible. Here are 6 tips to get you moving in the right direction.

1) Automate Everything You Can

Many aspects of your finances can be automated these days and you want to take advantage of that as much as possible to minimize the amount of time you are spending doing busy work. Having things automated also means that there are fewer things to worry about floating around in your mind and distracting you which ultimately causes things to fall between the cracks. That’s when payments get missed, cheques start bouncing, and the late fees start adding up which can be very expensive indeed. Keep reading » about 6 Tips For Keeping Better Tabs On Your Money

Car Parts And Repairs For Up To 90% Off!

Car parts and repairs for up to 90% offCar parts are extremely costly if you buy them through the regular channels like NAPA, CarQuest, or one of the many other car part suppliers out there that supply parts on demand to the massive car repair industry. If you go with genuine OEM parts from the dealer you are looking at an even higher cost.

What if I told you that you could get those same car parts for up to 90% off? In this article I’m not only going to show you how to find and buy your own parts online, but how to get them at amazing prices that can often being as little as 10-20% of the cost you would pay for similar parts at the dealer or the shop of comparable quality. You can easily save hundreds if not thousands of dollars on a regular basis by doing this.

How I Saved $1000 On A Single Repair

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You Should Mount Your Winter Tires On Steel Rims

You should mount your winter tires on steel rimsWinter is almost upon us again and it soon will be time to put on your winter tires if you don’t want to skid all over the road like a kid learning how to skate. If you’re a Canadian and you’re still trying to run all seasons tires in the winter you may need to have your head examined!

Ok, it’s not that bad ... I used to be a die-hard believer in all-season tires year round myself, until one day I tried winter tires and I was an instant convert. It was like night and day! After you’ve used them, you’ll instantly wonder how you ever got by without them all these years. I actually enjoy driving in the winter now because, unless you’re driving on sheer ice, it almost feels the same as driving in the summer. You have full control of the vehicle, you never get stuck, and starting and stopping is a breeze.

In short, driving on all-season tires in the winter will save you money until you get in that costly accident. Or, you could just get stuck on the side of the road and end up missing an important meeting or have to pay for an expensive tow. So, we’ll rule out that option for saving money and assume you’re going to use winter tires if you already don’t.

Why A Second Set Of Rims Will Save You Money

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