How to Avoid the Dual Agency Trap When Hiring a Realtor

howtoavoidthedualagencytrapwhenhiringarealtor.jpgBuying a house is not for the faint of heart.

The exhaustive process of selecting the one

The amount of money at stake in a SINGLE transaction…

The negotiation process where your offer may be met with anxiety-inducing silence...

...Not to mention the intensive due diligence process. And hiring the right people - trusting that they represent your best interest.

Never thought I’d say this...

But what a difference having a trusted experienced buyer’s real estate agent on your side makes.

Let’s start in the beginning…

Selecting our Buyer’s Real Estate Agent

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12 Easy Ways To Increase Your Credit Score

12easywaystoincreaseyourcreditscore.jpgCredit scores are important - really important actually - but most people don’t even know what theirs is. Don’t let that be you…

Even if you don’t know your score, there are some basic things you can do to keep it healthy.

But, why should you even care?

Credit scores are increasingly being used for more than just loan applications - that’s why. I’m talking employers, landlords, and service companies.

Can you imagine missing out on a high paying job, the apartment you love, or even utilities and services like your cell phone because you didn’t take care of your score? Keep reading » about 12 Easy Ways To Increase Your Credit Score

How To Get Your Free Credit Score And Report in Canada

howtogetyourfreecreditscoreandreportincanada.jpgChecking your credit score for free has long been possible in the USA, but here in Canada you always had to fork over roughly $20 to either Equifax or Transunion to see your score.

There was, and still is, a clever way around this that I will tell you about later - but the big news is that you can now get free instant access to your credit score!

Unsurprisingly, there are a few small strings attached - but I think you will find them quite reasonable. I know I did when I decided to get my own score for free a couple of weeks ago.

Before I get into the free scores, I want explain what credit scores are and why you should know yours. But, if you just want get your score ASAP, here you go:

Get Your Free Credit Score Now

What Are Credit Scores And Credit Reports?

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Better Money Habits in 3 Easy Steps

bettermoneyhabitsin3easysteps.jpgWhy do we do the things we do?

As creatures of habit - how exactly were our habits formed?

According to Charles Duhigg author of The Power of Habit, our brains have a 3-step process for forming a habit:

  1. Cue - a trigger that activates an action or routine
  2. Routine - an action or response we’ve learned to do that gives us access to a predictable reward
  3. Reward - something our brain craves.

The key to forming a habit is through repetition. Then after enough repetition, actions and routines become automatic. There’s no more thinking required from our part...we just DO.

We’ve picked up many habits we’ve observed and learned over the years...

But how many of these habits were intentional?

How many were accidental - those habits we had no control over and were the result of the situation we were in at that time?

Can we create new habits that we want?

And can we break old habits we no longer want?

Let’s explore...

Create Habits You Want

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