Budget Home Decorating Ideas

budgethomedecoratingideas.jpgIt can be frustrating to shop for home accessories when it feels like everything is out of your price range.

Twenty-five dollars for a single photo frame?! Sixty dollars for a mirror?! Wait, that can’t be right – $40 for a black and white canvas that looks like it was painted by a toddler?!

Don’t despair that your home will never be decorated…

There are tips and ideas that can give you the personalized, comfortable home you’ve been craving – you just need to get a little creative.

Here are my favourite crafty ways to accessorize a home on a tight budget...

Make a knock-off

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Which AIR MILES Credit Card Is Best For 2017?

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AIR MILES has come under fire recently for the mismanagement of their expiry policy and the availability of desirable rewards for consumers. They eventually backtracked and cancelled their expiration policy entirely.

With all the bad press, they are trying harder than ever to please their customers and keep them informed. They've redesigned their website to make it easier to use, they're emailing program updates on a regular basis now, and they're beefing up their security as well to help protect your hard-earned miles from thieves.

That doesn't mean all the problems are gone - and whether or not you continue to collect AIR MILES is completely up to you.

But, if you are going to collect, you might as well choose a top AIR MILES credit card to help you earn and redeem that much faster.

AIR MILES Credit Card Comparison

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The War On Debt: Save, Pay Down Debt, Or Both?

thewarondebtsavepaydowndebtorboth.jpgI read a quote recently that was attributed to Warren Buffett, which went something like, “Do not save what is left after spending, but spend what is left after saving.”

I suspect Warren wasn’t in debt when he said that.

The fact that we had no retirement fund was a niggling worry that we simply pushed away because other things were more immediate—until I watched my parents move into a special care home a year ago…

They had a decent pension. And a lump sum from the sale of their house. But without the provincial financial subsidy that helps pay for their 24-hour care, they would certainly outlive their money.

Since my husband and I have spent a good portion of our working lives as entrepreneurs, we have not paid into any pensions. Our house will be ours by the time we retire...

But if we don’t act now, it’s the only money we’ll have.

And given the uncertain condition of the provincial coffers, I am skeptical that any such government senior care subsidy will exist 30 years from now.

My Three Needs

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Starwood Preferred Guest Program Review

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With the negative press Air Miles has received the past few months and now Aeroplan set to undergo major changes in 2020…

Many consumers are starting to rethink their travel rewards program.

Starwood Preferred Guest (SPG) is an incredibly flexible travel rewards program that allows consumers to earn “Starpoints” to use on either their next hotel stay or a plethora of other attractive rewards.

In fact, it’s my all time favourite travel rewards program that I once used to fly Maria and I to Paris for 10 days with most of the airfare and hotel expenses paid just with Starpoints.

Read on to find out why it’s so good:

SPG Membership Tiers

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